Lifetime Financial Planning Solutions, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only financial planning alongside accounting, tax planning and tax preparation services for individuals, small businesses, nonprofits, estates and trusts. It delivers planning engagements on an hourly or flat-fee basis and does not sell investment or insurance products or accept referral fees.
The firm does not manage client assets, participate in wrap-fee programs, or take custody or investment discretion; instead it produces written financial plans and recommendations tailored to each client’s needs. Its analysis combines fundamental and technical approaches and uses third‑party research and rating services, with plan reviews performed at the client’s request.
Noteworthy features include that the principal holds CPA and CFP credentials and that public accounting and tax work comprise roughly 90% of the practice while financial planning represents a smaller portion. The practice also provides payroll tax preparation and accounting advisory services and uses hourly or project-based billing rather than percentage-of-assets fees, resulting in a very small, focused client roster.
Client services
Expertise
Fee options
Flat fee estimates typically provided before engagement based on $300/hour rate.
$300/hour
Fee-only: Fee-only financial planning services based on $300/hour.
Main office
109 East Main St., Suite 328
Lancaster OH 43130
Advisors at this office
1
Most active in
Ohio
Also doing business as
Lifetime Financial Planning Solutions, LLC · Penny L. Wasem, Cpa, Cfp, Pfs
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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