Alpharetta, GA Office

Lifetime Wealth Management provides ongoing financial planning and discretionary portfolio management to individuals, estates, small businesses, and pooled investment vehicles, with a client base that includes high‑net‑worth individuals. Services span comprehensive financial planning, retirement and estate planning, Puerto Rico Act 60 consulting, and private investment review and placement assistance.

The firm uses a core‑and‑satellite approach that combines passively managed index and ETF holdings with selectively chosen active managers and individual securities, documents client objectives in investment policy statements, and conducts periodic account reviews. It also performs due diligence and places clients into private investments and separately managed accounts and accepts performance‑based fee arrangements for certain client relationships and private investment services.

Distinctive aspects include affiliations with an insurance agency and a tax/advisory firm, and the firm’s role as adviser to an affiliated privately offered pooled investment vehicle, arrangements the brochure discloses can create potential conflicts of interest and are managed through written policies, audits, and compliance procedures. As a relatively small advisory team overseeing roughly $240 million in client assets, the firm’s combination of Puerto Rico Act 60 consulting, private investment placement assistance, and acceptance of performance‑based compensation differentiates it from many peers.