LifeWise Wealth Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
LifeWise Wealth Advisors provides financial planning, consulting, and both discretionary and non‑discretionary investment management to a range of clients, including individuals, high‑net‑worth individuals, trusts, estates, qualified retirement plans and corporations. The firm also offers retirement plan consulting and can delegate portions of portfolios to unaffiliated External Managers when appropriate.
The firm customizes portfolios and recommendations to each client’s financial condition, risk profile, tax situation and liquidity constraints, generally employing fundamental analysis and a long‑term investment orientation while permitting shorter‑term trades as needed. Financial planning is commonly integrated with investment management, and portfolios typically use mutual funds, ETFs, equities and U.S. government and agency securities.
Although the brochure lists individual and high‑net‑worth clients among eligible client types, LifeWise’s regulatory profile is notable for an atypical absence of both high‑net‑worth and non‑HNW individual client segments for a team adviser, suggesting a client mix more concentrated in retirement plans, trusts, estates and corporate accounts. The firm’s institutional custodial relationship with Goldman Sachs — which includes access to software, research and capped financial support for marketing and technology — and its practice of not accepting proxy‑voting authority are features that differentiate it from many peers.
Client services
Expertise
Fee options
Fixed fees up to $50,000 for financial planning and retirement plan consulting services, charged monthly, quarterly, or other agreed period.
$0 - $250,000: 1.25% $250,001 - $500,000: 1.10% $500,001 - $1,000,000: 0.95% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $3,000,000: 0.65% $3,000,001+: 0.50%
Main office
2911 Crossing Court, Suite 102
Champaign IL 61822
Advisors at this office
5
Most active in
Florida · Illinois · Indiana · Missouri · Texas
Also doing business as
Central Illinois Group, LLC · Lifewise Wealth Advisors
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
John F
CFP®, ChFC®, Series 63, Series 65
Champaign, IL
LifeWise Wealth Advisors
John Foley is a CFP® and ChFC® with over 40 years of experience in financial advising. He currently works at LifeWise Wealth Advisors in Champaign, IL, a firm he has been associated with under various entities since 2016. Foley also serves as a trustee for family trusts and holds a role as an insurance agent offering life, disability, annuities, and long-term care insurance. LifeWise Wealth Advisors provides financial planning, consulting, and investment management services to individuals, trusts, estates, retirement plans, and corporations. The firm customizes portfolios based on each client’s financial situation and risk profile, using a long-term investment approach that incorporates mutual funds, ETFs, equities, and government securities.
Daniel W
Series 66
Champaign, IL
LifeWise Wealth Advisors
Daniel Witherspoon is a financial advisor at LifeWise Wealth Advisors with four years of industry experience. He holds the Series 66 designation and previously worked at Raymond James Financial Services Advisors and Busey Bank. His early career includes roles in education and healthcare. LifeWise Wealth Advisors provides financial planning, consulting, and investment management services to individuals, trusts, estates, retirement plans, and corporations. The firm customizes portfolios based on each client’s financial condition and risk profile, using a long-term investment approach complemented by fundamental analysis.
Andrew M
CFP®, Series 66
Champaign, IL
LifeWise Wealth Advisors
Andrew Mcdowell is a CFP® with 10 years of experience in financial services, currently associated with LifeWise Wealth Advisors in Champaign, IL. His prior roles include positions at Cetera and Investment Planners, Inc. In addition to his advisory work, he holds an insurance license and sells life, disability, and annuity products on a limited basis. LifeWise Wealth Advisors provides financial planning, consulting, and investment management services to individuals, trusts, estates, qualified retirement plans, and corporations. The firm customizes portfolios based on clients’ financial conditions and risk profiles, employing a long-term investment approach with fundamental analysis, and maintains an institutional custodial relationship with Goldman Sachs.
John K
CFP®, Series 66
Champaign, IL
LifeWise Wealth Advisors
John Kennedy is a CFP® with 8 years of industry experience, currently serving at LifeWise Wealth Advisors. His previous experience includes roles at Cetera, IPI Wealth Management, and Investment Planners, Inc. He is also licensed to sell fixed insurance products such as life, disability, annuities, and long-term care insurance. LifeWise Wealth Advisors provides financial planning, consulting, and investment management services to clients including trusts, estates, retirement plans, and corporations. The firm emphasizes customized portfolios tailored to clients’ financial situations, using a long-term investment approach combined with fundamental analysis.
Caleb S
Series 66
Champaign, IL
LifeWise Wealth Advisors
Caleb Smoes is a financial advisor at LifeWise Wealth Advisors with 13 years of industry experience. He holds the Series 66 designation and has worked at firms including Cetera and IPI Wealth Management. In addition to his advisory role, he owns a tax and accounting business, LifeWise Tax Advisors. LifeWise Wealth Advisors offers financial planning and investment management services to individuals, trusts, estates, retirement plans, and corporations. The firm tailors portfolios based on clients’ financial conditions and risk profiles, using a long-term investment approach combined with fundamental analysis.
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