San Francisco, CA Office

Lifeworks Advisers serves a broad set of clients — individuals (including high‑net‑worth), charitable organizations, trusts and estates, retirement plans, and businesses — and provides discretionary and non‑discretionary wealth management, financial planning, retirement plan advisory, and portfolio management. The firm also offers related services through affiliated entities, including tax preparation and insurance implementation, and typically charges asset‑based advisory fees while delivering ongoing planning and investment oversight.

The firm’s investment process is either planning‑based (using a sequential “tranche” approach to match future cash‑flow needs) or a traditional risk‑based allocation, and it implements a suite of model strategies — including factor‑based equity and ETF models and a hedged model — that combine low‑cost funds, individual securities, options, and third‑party managers. Lifeworks uses quantitative and fundamental analysis, employs rebalancing and tax‑aware portfolio decisions, and uses third‑party artificial‑intelligence tools as decision‑support while acting in a fiduciary capacity for retirement and IRA advice.

Noteworthy for a multi‑team advisory firm, Lifeworks has integrated tax and accounting capabilities through a owned tax services subsidiary and documented partnerships with outside tax providers, and it operates a proprietary client portal via an affiliated software company — arrangements that are uncommon among peers and that support closer coordination of planning, tax, and reporting. The firm also maintains an affiliated insurance business and permits advisors to implement insurance on a commission basis, oversees independent managers when used, and operates across a multi‑advisor platform with roughly $1 billion in assets under management.