Light Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$172,748,663
Clients
621
Advisors
2
of 2 employees
About
Light Financial Services Inc. provides investment advisory and financial planning services primarily to individual clients, including both high‑net‑worth and non‑HNW individuals, as well as charitable and business clients. The firm offers discretionary and non‑discretionary portfolio management, model portfolio management, access to a third‑party wrap program (Orion), and written financial planning engagements while managing roughly $175 million in client assets.
The firm's investment approach emphasizes asset allocation and long‑term holdings, using both individually tailored portfolios and model allocation portfolios selected through client conversations about objectives, time horizon, and risk tolerance. Accounts are reviewed at least annually for individually managed portfolios and semi‑annually for model and wrap program accounts, and the firm typically charges percentage‑of‑AUM fees for portfolio services while using fixed fees for financial planning.
Compared with peers, Light Financial is notable for supporting an unusually large number of client relationships per advisor—over 600 clients served by two advisors—which suggests a heavier reliance on standardized processes and model portfolios to scale service delivery. The firm also periodically offers complimentary educational seminars for clients and prospects, a service that is relatively uncommon among similar firms, and it combines in‑house advice with third‑party platform and custodian relationships to implement portfolios.
Client services
Expertise
Fee options
$750 to $7,500 per financial plan, balance due upon completion
$0+: 0.25% to 1.50% Not explicitly tiered - Not explicitly tiered: 0.25% to 1.50% (negotiable, varies by client)
Main office
3575 45th St S, Suite 112
Fargo ND 58104
Advisors at this office
2
Most active in
Colorado · Minnesota · North Dakota
Also doing business as
Green Knight Financial Services (Inactive As Of 2009) · Light Financial Services, Inc. · Light, Diede & Associates, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Samantha B
Series 65
Fargo, ND
Light Financial Services, Inc.
Samantha Blanchette is a financial advisor at Light Financial Services, Inc. in Fargo, ND, holding a Series 65 designation with seven years of industry experience. She has been with Light Financial Services since 2011. Light Financial Services, Inc. provides investment advisory services to individuals, charitable organizations, and small businesses, managing approximately $145 million in assets across more than 600 client relationships. The firm’s investment approach focuses on asset allocation using mutual funds and ETFs, employing model portfolios and third-party Strategist relationships within the Orion platform.
Paul L
CFP®, Series 63, Series 65
Fargo, ND
Light Financial Services, Inc.
Paul Light is a CFP® professional with 22 years of experience in the financial advisory industry. He has worked at Light Financial Services, Inc. since 2002. The firm provides investment advisory and financial planning services primarily to individual clients, including both high-net-worth and non-HNW individuals, as well as charitable and business clients. Light Financial Services emphasizes asset allocation and long-term holdings through tailored and model portfolios, managing approximately $175 million in client assets.
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