Lighthouse Financial

Lighthouse Financial is an SEC-registered investment adviser that serves individuals, high‑net‑worth clients, trusts and other institutional entities, overseeing about $755.6 million for roughly 132 clients. The firm offers ongoing asset management built from written financial plans and investment policy statements, plus hourly consulting and financial planning engagements, and maintains a stated account minimum of $500,000 that may be waived.

The firm’s investment process emphasizes fundamental analysis and long‑term strategies across stocks, bonds, mutual funds, ETFs and options, with daily portfolio monitoring, quarterly written performance updates and annual plan reviews. Lighthouse may accept discretionary authority, but the brochure reports most assets are managed non‑discretionarily ($550,168,259 non‑discretionary vs. $205,436,767 discretionary as of 12/31/2025), so clients commonly retain decision rights over transactions.

Notable distinctions include operating with a single principal while managing unusually large assets per advisor (well over $200 million per advisor), and documented use of options and other derivatives — including covered‑call strategies — in separately managed accounts, with attendant model and options risks discussed in the brochure. The firm’s principal holds both CFA and CFP designations, and the firm uses custodial and trading services from Charles Schwab, including block trading and related operational support.