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Lighthouse Financial Advisors, Inc.

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Client assets under management

$1,039,714,822

Clients

429

48% high-net-worth

Advisors

4

of 9 employees

Firm type

Team

5-30 advisors or >$500M in AUM

Clients per advisor

107

Very High

Average account size

$2,423,578

About

Lighthouse serves individuals, high‑net‑worth clients (and affiliated trusts and estates) as well as charitable organizations, providing comprehensive wealth management, financial planning, retirement plan consulting in an ERISA Section 3(21) capacity, and tax preparation. Its Wealth Management engagements include scheduled meetings and implementation support, and the firm also offers limited single‑session financial reviews.

The firm tailors investment strategies to each client and typically allocates among mutual funds and ETFs, with smaller positions in individual equities, bonds, and cash. Uncommonly for a team adviser, Lighthouse manages the majority of its $1.113 billion in client assets on a non‑discretionary basis (about $809 million non‑discretionary versus $305 million discretionary) and generally uses a negotiated fixed annual retainer approach rather than a standard percentage‑of‑AUM fee, which means clients commonly must approve trades and accounts can experience extended periods of trading inactivity while advisory fees continue.

Distinctive operational features include a compact advisory team managing over $1.1 billion in assets and a mix of services that extend beyond portfolio management to retirement plan consulting and tax preparation, as well as documented procedures around margin/pledged‑asset loans. The firm typically recommends a single institutional custodian and receives institutional support services, and its compliance leadership includes a licensed attorney who does not provide legal services to clients.

Client services

Financial planning Portfolio management Pension consulting

Expertise

General retirement planning General tax planning Wealth management Cash flow / budgeting

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Fee options

Fixed

$900 for a three-hour financial review consultation; $200-$10,000 for tax preparation services depending on complexity; $5,000-$50,000 flat fee for retirement plan consulting

Percentage

Up to 2% of investment assets under advisement (fee will not exceed 2%)

Other

Account minimum: $6,000 minimum annual fee Minimum fee: Minimum annual fee of $6,000 for Wealth Management Services Fee-only: Fee-only basis; fees are fixed or flat fees, no commissions accepted

Main office location

Lighthouse Financial Advisors, Inc.

3 Harding Road, Suite B

Red Bank NJ 07701, United States

Number of offices

2

Most active in

California · Florida · Louisiana · Massachusetts · New Jersey · New York · North Carolina · Pennsylvania · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Oleksandr V

CFP®

Red Bank, NJ

Lighthouse Financial Advisors, Inc.

Oleksandr Vetoshko is a CFP® professional with seven years of experience in financial advising. He has worked at Lighthouse Financial Advisors, Inc. since 2019 and previously held roles at Lifecycle Financial Advisors, Inc. and Cambridge Connection, Inc. He also has experience in academia from Eastern Michigan University. Lighthouse Financial Advisors serves individual and high-net-worth clients, trusts and estates, and charitable organizations by providing comprehensive wealth management, financial planning, retirement-plan consulting, and optional tax-preparation services. The firm’s six-advisor team manages approximately $869 million in client assets, emphasizing client-directed investment implementation with a focus on mutual funds and ETFs.

General retirement planning General tax planning Wealth management Cash flow / budgeting
user avatar

Steven T

CFP®

Red Bank, NJ

Lighthouse Financial Advisors, Inc.

Steven Tyson is a CFP® professional with eight years of experience in the financial services industry. He has been with Lighthouse Financial Advisors, Inc. since 2018 and previously worked at The Financial Consulate and Towson University. Outside of finance, he has experience with Black Bear Lake Day Camp and business mentoring. Lighthouse Financial Advisors serves individual and high-net-worth clients, affiliated trusts and estates, and charitable organizations with comprehensive wealth management and financial planning. The firm’s six-advisor team manages approximately $869 million in assets and emphasizes client-directed investment implementation, typically using mutual funds and ETFs with ongoing monitoring and periodic rebalancing.

General retirement planning General tax planning Wealth management Cash flow / budgeting
user avatar

Robert W

CFP®

Red Bank, NJ

Lighthouse Financial Advisors, Inc.

Robert Walsh is a CFP® professional with 23 years of industry experience, currently serving at Lighthouse Financial Advisors, Inc. since 1999. He is part of a six-advisor team based in Red Bank, NJ. Lighthouse Financial Advisors provides comprehensive wealth management, financial planning, retirement-plan consulting, and optional tax-preparation services to individual and high-net-worth clients, affiliated trusts and estates, and charitable organizations. The firm emphasizes collaborative investment planning, primarily allocating assets among mutual funds and ETFs, and typically manages assets on a non-discretionary basis with client-directed implementation.

General retirement planning General tax planning Wealth management Cash flow / budgeting
user avatar

Brennan G

Series 66

Red Bank, NJ

Lighthouse Financial Advisors, Inc.

Brennan Guli is a financial advisor at Lighthouse Financial Advisors, Inc. in Red Bank, NJ, holding a Series 66 designation with 16 years of industry experience. He has been with Lighthouse Financial Advisors since 2013, working as part of a six-advisor team. Lighthouse Financial Advisors serves individual and high-net-worth clients, affiliated trusts and estates, and charitable organizations with comprehensive wealth management, financial planning, retirement-plan consulting, and optional tax-preparation services. The firm emphasizes client-directed implementation and generally allocates assets among mutual funds and ETFs, managing approximately $869 million in client assets.

General retirement planning General tax planning Wealth management Cash flow / budgeting
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