Lighthouse Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lighthouse Financial serves individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, businesses, and retirement plans. The firm provides discretionary wealth management, written financial plans or ad hoc financial consulting, and retirement‑plan advisory services, including acting in a 3(21) fiduciary capacity for plan sponsors.
The firm typically pursues a long‑term, customized asset allocation and constructs portfolios using ETFs, diversified mutual funds and individual equities, with the ability to incorporate covered options and investment‑grade fixed income when appropriate. Lighthouse Financial applies both fundamental and technical analysis, conducts ongoing portfolio oversight, and may retain legacy positions for tax or strategic reasons while offering implementation and consulting on broader financial planning topics.
Noteworthy aspects include a small, two‑advisor team managing approximately $99.3 million across about 116 clients, which results in relatively high assets per advisor and per client compared with many peers. The firm combines retail wealth management with ERISA retirement plan work (IPS development, vendor analysis, participant education) and discloses that a principal is also a licensed insurance professional who earns commissions (about 10% of his time), a practice the firm identifies as a potential conflict of interest; the advisor also maintains an institutional custodial relationship that provides technology and other benefits.
Client services
Expertise
Fee options
Fixed engagement fees for financial planning based on expected hours at hourly rate.
$0+: 0.25% annually +: up to 1.50% annually
Insurance commissions earned by Mr. Deiana for insurance products sold, separate from advisory fees.
Financial planning services hourly fees up to $250 per hour.
Fee-only: Wealth management fees range from 0.25% to 1.50% annually, charged as a fixed fee based on assets under management.
Main office
Marblehead MA
Advisors at this office
2
Most active in
Massachusetts · New Hampshire · North Carolina
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Daniel H
Series 65
Marblehead, MA
Lighthouse Financial, LLC
Daniel Hawthorne is a financial advisor at Lighthouse Financial, LLC with 12 years of industry experience. He previously operated Hawthorne Financial Advisors, LLC for 10 years before joining Lighthouse Financial. Outside of his advisory work, Mr. Hawthorne provides bookkeeping and business support services on a part-time basis. Lighthouse Financial serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary wealth management, financial planning, and retirement-plan advisory services. The firm employs a long-term, customized asset allocation strategy using ETFs, mutual funds, individual equities, and fixed income, combining fundamental and technical analysis with ongoing portfolio oversight.
Robert D
Series 63, Series 66
Marblehead, MA
Lighthouse Financial, LLC
Robert Deiana Jr. is a financial advisor at Lighthouse Financial, LLC with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TQM Wealth Partners and Edward Jones. In addition to his advisory role, he is a licensed insurance agent for annuities, life, health, and long-term care insurance through various unaffiliated companies. Lighthouse Financial serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing wealth management, financial planning, and retirement-plan advisory services. The firm employs a long-term, discretionary investment approach that integrates fundamental and technical analysis to create diversified portfolios primarily composed of ETFs, mutual funds, and individual equities.
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