Lightpath Wealth & Tax Advisors

Lightpath Wealth & Tax Advisors primarily serves individuals, trusts, estates, charitable organizations, and business entities by offering financial planning and consulting and by coordinating investment management through third‑party managers. The firm also provides tax preparation services through an employed CPA and operates as a licensed insurance agency able to sell insurance products.

The firm does not offer in‑house portfolio management or discretionary trading; instead it introduces clients to a selected sub‑adviser (identified in the brochure) that implements model portfolios, executes trades, and provides regular reporting while the firm monitors performance and assists with account setup and ongoing coordination. Client assets are held at a qualified custodian and clients receive account statements from the custodian and reports from the sub‑adviser.

Noteworthy for an independent, single‑adviser practice, the firm combines planning and tax preparation with insurance sales while having no assets under management reported in the brochure’s snapshot. The brochure discloses that insurance commissions and the adviser’s role as an introducer to a sub‑adviser create potential conflicts of interest that the firm says it addresses through its fiduciary duty, code of ethics, and client disclosures.