Linch Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Linch Financial is a small SEC-registered investment adviser that provides discretionary and non-discretionary portfolio management to individuals (including high‑net‑worth clients) and business entities, and offers limited financial planning as a value‑added service. The firm typically assesses clients’ investment objectives and risk tolerances to develop personalized strategies and monitors and rebalances accounts on an ongoing basis.
The firm uses a blend of methods — including fundamental analysis, charting/technical analysis, and cyclical analysis — and implements both long‑ and short‑term trading strategies. Notably, it may employ options, margin, short sales and other derivatives in separately managed accounts and pursues strategies such as merger‑related positions, which can involve shorting an acquiring company or using options to express views.
Compared to peers, Linch Financial’s explicit use of derivatives and active trading techniques in managed accounts is relatively uncommon among similar supported firms. The advisory team includes registered representatives who are also licensed insurance agents and engage in other business activities (including employer and physician programs), a feature that can present potential conflicts of interest clients should consider; custody and trade execution are provided through TD Ameritrade Institutional with access to block trading and related services, and the firm generally applies an account minimum that may be waived.
Client services
Expertise
Occupation focus
Fee options
$0 - $249,999: 2.99% $250,000 - $999,999: 2.50% $1,000,000 - $2,499,999: 2.25% $2,500,000 - $9,999,999: 2.00% $10,000,000+: 1.75%
Insurance commissions earned by licensed insurance agents affiliated with the firm, separate and in addition to advisory fees.
Account minimum: $250,000
Main office
See officeSouthlake TX
Advisors at this office
2
Offices (2)
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Stephen C
Series 66
Frisco, TX
Linch Financial, LLC
Stephen Chambers is a financial advisor with Linch Financial, LLC, holding a Series 66 designation and 17 years of industry experience. He has worked at Linch Financial since 2013 and has prior experience with Retirement Rescue Advisors LLC and Verity Medical Services. Chambers is also co-owner and CEO of Physicians Network LLC, which provides products and programs to support physicians' practices, and co-owner of SBC Benefits LLC, offering benefits solutions to small business owners. Linch Financial offers discretionary and non-discretionary portfolio management and limited financial planning to individuals and business entities, including high-net-worth clients. The firm employs customized portfolios using fundamental and technical analysis, cyclical methods, and both long- and short-term trading strategies, including derivatives and short selling.
Bradley L
Series 63, Series 66
Southlake, TX
Linch Financial, LLC
Bradley Linch is a financial advisor with Linch Financial, LLC, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He has worked at Linch Financial since 2013 and spent six years at First Western Securities, Inc. prior to that. Linch Financial is an SEC-registered investment adviser serving individuals, including high-net-worth clients, and business entities with discretionary and non-discretionary portfolio management. The firm employs a blend of fundamental, technical, and cyclical analysis and uses both long- and short-term trading strategies, including the use of derivatives such as options and margin.
Scott M
Series 63, Series 65
Southlake, TX
Linch Financial, LLC
Scott Miller is a financial advisor at Linch Financial, LLC in Plano, TX, with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Linch Financial since 2018. Prior to his current role, he worked at Integrity Publishing Solutions and RightNow Ministries. Linch Financial provides discretionary and non-discretionary portfolio management and limited financial planning to individuals and business entities, including high-net-worth clients. The firm employs a range of strategies, including options and short sales, to manage customized portfolios.
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