Santa Fe, NM Office

Live Oak Wealth Advisory Group provides discretionary and non-discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, and estates. The firm also works with separate account managers and may allocate client assets to unaffiliated separately managed account programs and independent managers as part of client solutions.

LOWAG combines traditional fundamental, technical, and cyclical analysis with systematic, quantitative models via its QuantStrat division, and describes adaptive asset-management strategies that prioritize downside risk protection while seeking income and capital appreciation. The firm implements those strategies using mutual funds, ETFs and individual securities and may employ short sales, options, margin and securities-based loans where appropriate, while conducting ongoing portfolio reviews and client reporting.

What is distinctive about LOWAG is its in‑house QuantStrat model-provider activity—receiving and executing quantitative signals and models and providing those signals to an affiliated family office—alongside explicit disclosures about using borrowing and margin, securities‑based loans, and digital-asset exposure options (including routing crypto exposure to separate managers or ETFs). The brochure also documents the firm’s use of AI tools for analysis and an account-aggregation approach, and it states that LOWAG does not engage in performance‑based fee arrangements despite offering model-driven strategies and performance reporting.