Livelhood LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Livelihood LLC provides fee-only, advice-only financial planning and educational services to individuals, business owners, and families, and may accept institutional engagements at its discretion. The firm expressly does not manage client investment accounts, does not take custody of client assets, and does not act as a portfolio manager.
When advising on investments, Livelihood generally favors long-term, globally diversified approaches—emphasizing passive indexed strategies alongside core-and-satellite and occasional active allocations—while focusing on tax-efficiency and low-cost vehicles; the firm’s role is limited to recommendation and coaching, with implementation left to the client or a chosen custodian. Its planning work covers cashflow and savings, debt strategies, retirement and education projections, insurance and risk management, employee benefits, estate planning, and student loan planning, and it recommends socially conscious options when requested.
Notably, Livelihood offers public and employer-sponsored educational seminars and workshops and bills clients on an hourly or fixed-project basis rather than using percentage-of-assets-under-management fees, practices that are uncommon among firms in its category. The firm is a small, two-partner practice staffed by CFP-level professionals with public-service and student-loan planning backgrounds, which the brochure highlights as part of its advisory focus.
Client services
Expertise
Fee options
Fixed project fees typically range from $1,800 to $5,500 depending on scope
$100-$400 per hour, billed in fifteen-minute increments
Fee-only: Hourly fees range from $100-$400/hour; Fixed project fees typically range from $1,800 to $5,500; Educational seminars/webinars from $50-$500
Main office
1315 Walnut Street, Suite 300
Philadelphia PA 19107
Advisors at this office
2
Most active in
New Jersey · New York · Pennsylvania
Also doing business as
Livelihood LLC · Livelihood, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Megan K
CFP®, Series 65
Philadelphia, PA
Livelhood LLC
Megan Kiesel is a CFP® professional with six years of industry experience, currently serving as an advisor at Livelhood LLC since 2018. Prior to this, she worked for five years at Consumer Credit Counseling Service of the Delaware Valley (Clarifi). She is based in Philadelphia, PA. Livelhood LLC provides fee-only, advice-only financial planning and educational services to individuals, business owners, and families, focusing on long-term, globally diversified investment recommendations and comprehensive planning including retirement, debt, and student loan strategies. The firm offers public and employer-sponsored seminars and operates without managing or taking custody of client assets.
Carey M
CFP®, ChFC®, Series 65
Philadelphia, PA
Livelhood LLC
Carey Morgan is a CFP® and ChFC® with seven years of experience in financial advising. He is a partner at Livelhood LLC in Philadelphia, where he has worked since 2016, and previously spent three years at New Century Trust. Morgan serves as Treasurer and Board Member of The Merchant Fund, a nonprofit that makes grants to small businesses, where he advises on financial matters and develops long-term financial strategy. Livelhood LLC provides fee-only, advice-only financial planning and educational services to individuals, business owners, and families. The firm emphasizes long-term, globally diversified investment recommendations without managing client assets and offers public and employer-sponsored educational seminars.
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