LNB Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$37,156,617
Clients
131
Advisors
1
of 1 employees
About
LNB Financial LLC is a registered investment adviser that manages approximately $37,156,617 in discretionary assets for about 131 clients. The firm provides discretionary portfolio management and related advice to individuals, trusts, estates, corporations and other business entities, and explicitly lists charitable organizations and institutional clients among its client types.
The firm tailors investment advice to client objectives and uses both fundamental and technical analysis to implement diversified asset‑allocation strategies, which may be executed directly or through third‑party sub‑advisers and model portfolios. LNB’s disclosed strategy set includes long‑ and short‑term purchases, trading, exchange‑traded products (including buffer ETFs), cryptocurrency exposure, ESG screening, and direct indexing; its brochure was recently amended to add material risk disclosures specific to direct indexing.
Noteworthy distinctions for LNB relative to many independent advisers of similar scale are its acceptance of charitable organizations and institutional clients—each statistically less common in this peer group—and its explicit use of direct‑indexing strategies with added risk disclosure. The firm also discloses reliance on sub‑advisers, potential use of AI tools, and custodial arrangements that provide institutional services and other benefits, items clients may wish to consider when evaluating implementation and conflicts of interest.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001 - $3,000,000: 0.90% annually $3,000,001 - $5,000,000: 0.80% annually $5,000,001+: Negotiable
Account minimum: $100,000 Fee-only: Blended tiered fee schedule paid monthly in arrears; fees are negotiable on a case-by-case basis
Main office
Casco WI
Advisors at this office
1
Most active in
Wisconsin
Also doing business as
Lnb Financial · Lnb Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)