Loam Advisory
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Loam Advisory LLC is a fee‑only, single‑advisor registered investment adviser that provides investment management and both ongoing and project‑based financial planning to individuals and high‑net‑worth individuals. Services include discretionary and non‑discretionary portfolio management, written financial plans, and referrals to third‑party professionals as requested by clients.
The firm combines fundamental and cyclical analysis with Modern Portfolio Theory, using a mix of passive and active funds and, when requested, socially responsible (ESG‑aware) investments; portfolios are constructed around asset allocation targets and monitored with periodic rebalancing. Client engagements include quarterly check‑ins, personalized planning updates, and the ability to impose reasonable written investment restrictions, and the firm operates through an institutional digital custodial platform rather than aggregating or block‑trading client orders.
Loam is an unusually small and recently formed solo practice: the brochure reports one client and no assets under management as of the stated date, and the firm does not serve individual (non‑high‑net‑worth) retail clients, indicating a focus on wealthier individuals. The principal’s background includes an MBA and prior corporate experience in the media sector, and the firm discloses a $400,000 account threshold (waivable on a case‑by‑case basis), characteristics that differentiate its client focus and operating model from many peers.
Client services
Expertise
Occupation focus
Fee options
Project-Based Financial Planning fees range from $1,000 to $10,000 fixed fee
$0 - $400,000: $4,000 flat annual fee $400,001 - $2,000,000: 0.75% annually $2,000,001+: 0.50% annually
Ongoing Financial Planning fees range from $1,000 to $10,000 quarterly fixed fee
Account minimum: $400,000 Minimum fee: Minimum annual fee of $4,000 for Investment Management Services Fee-only: Investment Management and Financial Planning fees are fee-only, no commissions
Main office
Los Angeles CA
Advisors at this office
1
Most active in
California
Also doing business as
Loam Advisory · Loam Advisory LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)