LodeStar Advisory Group, LLC

LodeStar Advisory Group provides investment management and financial planning primarily for individual and high‑net‑worth clients, and also serves trusts, estates, charitable organizations, and business entities. The firm offers both discretionary and non‑discretionary portfolio management plus standalone financial planning and ongoing wealth management support, and it will advise on variable annuities, employer retirement plans, and college savings plans.

The firm operates on a fee‑only basis and tailors portfolios using a mix of macroeconomic, fundamental, technical, and cyclical analysis, with regular monitoring and rebalancing. LodeStar also incorporates behavioral‑finance principles into its client work and employs a range of strategies — including hedging, options, futures, margin, and inverse/leveraged ETFs — that it may use when appropriate for a client’s stated objectives and risk tolerance.

Compared with many peers, LodeStar combines a long operating history (since 2003) and NAPFA/fee‑only alignment with staff who hold Behavioral Financial Advisor credentials, and it manages its assets on an all‑discretionary basis. The firm uses Fidelity’s institutional platform for custody and execution and discloses receipt of various institutional services from Fidelity that can create potential conflicts of interest, while stating those relationships are reviewed as part of its fiduciary duties.