Lodestone Fiduciary LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lodestone Fiduciary LLC is a state-registered investment adviser founded in 2026 that provides continuous, discretionary portfolio management and financial planning to individuals, high-net-worth clients, families, trusts, estates, corporate entities, municipal agencies, and charitable foundations. Its services are implemented through client-specific Investment Policy Statements and tax-aware model portfolio overlays.
The firm’s investment approach combines asset allocation, quantitative modeling, and fundamental analysis under an internal framework called the “Fiduciary Constitution,” using proprietary scripts and large language models for research and operations while requiring human review for all final investment decisions. Portfolios emphasize tax efficiency (including systematic tax-loss harvesting), unconstrained diversification across individual securities and low-cost ETFs, fractional-share trading via recommended custodians, and allow reasonable client-imposed investment restrictions in writing.
Notable features that distinguish Lodestone from many peers include an explicit human-in-the-loop AI governance policy and strict data-sovereignty rules that prohibit inputting client PII into public models, plus an affiliated financial data publishing and software business that occupies roughly 10–15% of the firm principal’s professional hours with formal firewalls to prevent cross-use of client data. The firm operates on a fee-only, asset-based model, does not charge performance-based fees, does not sponsor wrap fee programs, and discloses it does not accept third-party commissions, 12b-1 fees, or soft-dollar arrangements.
Client services
Expertise
Fee options
$0 - $3,000,000: 1.00% $3,000,001 - $10,000,000: 0.65% $10,000,001+: 0.40%
Account minimum: $100,000 Minimum fee: $1,000 annual minimum advisory fee ($250 per quarter) Fee-only: Firm operates on a strictly fee-only basis; does not accept commissions or third-party fees
Main office
601 Carlson Parkway, Suite 1050
Minnetonka MN 55305
Advisors at this office
1
Most active in
Minnesota
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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