Longevity Fiduciary

Longevity Fiduciary, LLC provides ongoing financial planning, investment consulting, and pension consulting to individuals, high‑net‑worth clients, pension and profit‑sharing plans, corporations, and insurance companies. The firm also offers educational seminars and workshops for retirement plan sponsors, plan participants, employers, and other groups as standalone, educational services.

The firm delivers non‑discretionary advice built on a written statement of objectives, time horizon, and risk tolerance, typically producing an initial written plan within 10–15 business days and reviewing client circumstances at least annually. Its methods include fundamental and quantitative analysis and modern portfolio theory, and recommendations generally focus on mutual funds, fixed income, ETFs, real estate funds/REITs, and insurance products rather than discretionary trading or custody of assets.

Distinctive features disclosed in the brochure include an explicit pension/ERISA consulting practice offering plan‑level services (fiduciary governance reviews, committee advisory, target‑date evaluations) and flexible billing options including fixed fees and hourly rates for plan work and financial planning (plan fixed fees cited between $2,500 and $50,000; hourly rates $350–$650; planning fixed fees $500–$2,500). The firm is affiliated with an insurance agency and may receive commission‑based compensation for insurance sales, licenses proprietary fiduciary analytics from an affiliated company under a 1% of advisory revenue arrangement, and states it does not take custody, exercise trading discretion, or serve as a private fund adviser.