Los Gatos Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Los Gatos Financial LLC provides personalized financial planning, portfolio analysis, and ongoing planning and coaching to individuals, high-net-worth clients, and business entities, and it assists clients with setting up retail brokerage and retirement accounts. The firm explicitly does not manage client assets, does not sponsor wrap-fee programs, and states it does not receive commissions or external compensation for recommended products.
The firm’s planning process begins with an in‑depth discovery to document goals and risk tolerance and culminates in a customized written financial plan delivered electronically, with work generally completed within sixty days when required documentation is provided. For clients who purchase ongoing services, Los Gatos Financial offers periodic coaching, access to online planning tools, up to several in-person review meetings, and independent portfolio reviews focused on fees, risk, and alignment with objectives.
Compared with many firms in the investment-manager category, Los Gatos Financial relies on hourly or fixed fees and bills ongoing planning on a per‑meeting or periodic basis rather than using percentage‑of‑AUM fees. The firm also emphasizes financial education, discloses material conflicts under applicable state rules, and affirms it does not receive commissions or other third‑party compensation.
Client services
Expertise
Fee options
Fixed fees between $400 and $4,000 for financial planning; Fixed fees $250 - $2,500 for portfolio review
$250 per hour for financial planning services
Ongoing financial planning fee $360 - $3,000 annually, billed every 90 days or per meeting
Fee-only: Hourly fee of $250 per hour; Fixed fee between $400 and $4,000 for financial planning; Fixed fee $250 - $2,500 for portfolio review; Ongoing planning fee $360 - $3,000 annually billed every 90 days or per meeting.
Main office
236 N. Santa Cruz Ave., Ste 207
Los Gatos CA 95030
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")