A complete list of active advisors currently associated with Lottsa Financial Services, Inc.

Warmer can help you find a great advisor at Lottsa Financial Services, Inc. or one who fits your needs even better.

Lottsa Financial Services is a fee-only advisory firm that provides discretionary investment management, financial planning, and limited hourly consultations to individuals (including high-net-worth clients), pension and profit-sharing plans, trusts and estates. As disclosed in its brochure, the firm typically manages client accounts under written Investment Policy Statements and reported managing roughly $82.7 million on a discretionary basis as of December 31, 2025, with additional assets on non-discretionary or non-continuous mandates. The firm’s investment approach is grounded in Modern Portfolio Theory and emphasizes target asset allocation, periodic rebalancing, and long-term holdings implemented primarily through institutional no‑load mutual funds and ETFs; it generally does not engage in market timing or performance‑based fee arrangements. Lottsa also notes an affinity for Socially Responsible Investing and routinely discusses social screens (for example, pro‑environmental screens and exclusions for weapons, alcohol/tobacco/gambling/pornography) with clients, allowing clients to impose written restrictions in their IPS. Two aspects the brochure highlights as distinctive are the firm’s operational affiliations and governance structure: the majority owner has an affiliated accounting firm (Lottsa Tax and Accounting Services), which the owner may recommend to clients — a conflict the firm discloses and for which it describes client disclosure and internal education measures — and the firm discloses that its compliance oversight is limited by having the President also serve as Chief Compliance Officer with no more senior officer to supervise that person. The brochure also notes the use of custodial institutional services (including aggregated trading) and that the firm’s staff includes CFP‑credentialed professionals, which can affect service delivery and coordination for clients seeking integrated planning and investment services.

To learn more about the advisors currently working at Lottsa Financial Services, Inc., click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Warmer team member

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. (“Warmer”)