San Diego, CA 16870 W Bernardo Dr Office

Andrew Roybal is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 30 years of industry experience. He worked at Uboc Investment Services, Inc. for 24 years before joining LPL Financial in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, utilizing both proprietary research and third-party subadvisors.

Steven Nartker is a CFP® and PFS™ with 17 years of experience in financial advisory and accounting. He is currently with LPL Financial and has previously worked at firms including Cetera, Avantax, and Cambridge Investment Research Advisors. He also operates a tax preparation and accounting practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of advisory and brokerage services with a broad selection of investment strategies and platforms.

Gloria Ruuspakka is a financial advisor with LPL Financial in San Diego, CA, holding a Series 65 credential and three years of industry experience. She previously worked with Carson Wealth/Cetera Advisor Networks from 2018 to 2020 and was involved with One Extraordinary Marriage from 2016 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by advisor-facing tools.

Susan Alefi is a financial advisor with LPL Financial based in San Diego, CA. She holds Series 63 and Series 66 licenses and has 28 years of industry experience. Prior to joining LPL Financial in 2017, she worked at Wells Fargo Clearing and Edward Jones. Outside of her advisory work, she teaches seminars and owns a tax preparation and accounting business. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors and utilizes various model portfolios, third-party subadvisors, and technology tools.

Jayne Byrne is a CFP® and Series 66-registered financial advisor with LPL Financial, based in San Diego, CA, and has 41 years of industry experience. She has worked at LPL Financial in various capacities since 1985 and was also affiliated with Cetera Advisor Networks and CWM, LLC. Outside of her advisory work, she is involved with a non-variable insurance business and operates Nautica Wealth Advisors, LLC, a DBA for her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Kirsten Roybal is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 18 years of industry experience. She previously worked at Union Banc Investment Services and U.S. Bancorp Advisors before joining LPL Financial in 2020. Roybal also manages a separate investment-related business, Roybal Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management services through a large network of advisory representatives.

Steven Lerner is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and over 21 years of industry experience. He has worked at LPL Financial since 2004, with prior roles at Cetera Advisor Networks LLC, CWM, LLC, and Nautica Wealth Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of more than 22,800 advisors.

Erin Johnson is a financial advisor with LPL Financial in San Diego, CA, holding the CFP® designation along with Series 63 and Series 65 licenses. She has 18 years of industry experience, including prior roles at Valic Financial Advisors and Nationwide Investment Advisors. Outside of her advisory work, Johnson is involved with GradePoint Insurance Group LLC, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment services through a large network of advisors, utilizing both proprietary and third-party strategies and incorporating technology-driven research tools.

Michael Lerner is a CFP® professional with over 31 years of experience in the financial services industry. He is currently with LPL Financial and has held positions at Cetera Advisor Networks, CWM, Nautica Wealth Advisors, and LPL Financial in prior years. Outside of advising, he serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and investment management through a large network of representatives. The firm offers a range of advisory and brokerage solutions, including model portfolios, third-party asset management, and institutional platforms.