Lucas Retirement Group LLC

Lucas Retirement Group provides financial planning and consulting to individuals, business entities, and other clients and serves as an intermediary that refers clients to third‑party money managers for portfolio management. The firm does not itself custody or directly manage client investment accounts and generally charges fixed fees for its planning services.

The firm’s planning process uses standard inputs — net worth, cash flow, tax and estate considerations, retirement and risk‑management planning — to produce written recommendations and updates as requested. When investment management is required, Lucas Retirement Group recommends, onboards, and monitors third‑party managers, delivers the manager’s disclosures to clients, and reviews performance periodically.

Noteworthy aspects of the firm include a material insurance business operated by the managing member, who spends a substantial portion of time as a licensed insurance agent and receives commissions on insurance sales, a conflict disclosed in the brochure. The firm also receives referral and incentive payments from a named third‑party manager for placing assets with that manager, and, unlike many peers, does not itself use percentage‑of‑assets fees or exercise proxy‑voting authority for client accounts.