Luchini Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$20,000,000
Clients
33
18% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
33
HighAverage account size
$606,061
About
Luchini Financial provides wealth management, investment management, financial planning, and stand‑alone tax preparation services to individuals, high‑net‑worth individuals, trusts, and estates. The firm acts as a fiduciary and offers both discretionary portfolio management and separate financial planning engagements.
The advisor constructs customized, primarily long‑term portfolios using mutual funds, ETFs, and individual equities and employs both fundamental and technical analysis in security selection and allocation. It serves as an ERISA/IRA fiduciary on retirement accounts, highlights retirement income planning through the principal’s RICP® designation, and may use independent managers or cash positions to manage risk and tactical allocation needs.
Notably, Luchini Financial offers separate tax‑preparation services to clients and non‑clients—an atypical service for a small independent advisory practice—and maintains insurance licensing for educational purposes while operating on a fee‑only basis and not accepting insurance commissions. The firm recommends an institutional custodian relationship with Altruist, manages client accounts on a discretionary basis, and generally targets wealth‑management relationships at $300,000 or more while retaining discretion to accept smaller engagements.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
General retirement planning
Social Security optimization
Fee options
Financial Planning services standalone fees from $500 to $6,000.
$0 - $1,000,000: 1.50% annually $1,000,000 - $2,000,000: 1.25% annually $2,000,000+: 1.00% annually
Account minimum: $300,000 Fee-only: Financial Planning one-time fees range from $500 to $6,000; Tax Preparation fees are fixed fees based on complexity.
Main office location
Luchini Financial LLC
311 A E. Pleasant Valley Blvd.
Altoona PA 16602, United States
Number of offices
1
Most active in
Luchini Financial LLC has reported serving >5 clients in these states in the last 12 months.
Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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