Lucid Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lucid Financial Planning provides financial planning and portfolio management services to individuals and high-net-worth clients. The firm offers both written financial plans and ongoing investment advice across common securities such as stocks, bonds, mutual funds, ETFs, and cash equivalents.
The firm works with clients through project-based and ongoing engagements, using a combination of fundamental analysis, modern portfolio theory, and both passive and active investment vehicles. When appropriate, Lucid may manage accounts on a discretionary basis and recommends or selects independent outside managers to implement portions of client portfolios.
Distinctive features include offering fee-only financial planning on both an hourly, project basis and a recurring fixed-fee ongoing basis, along with portfolio management for individual clients and an explicit process for recommending other advisers. The firm does not act as a private fund adviser and was newly registered in 2026 with no assets under management reported at the time of filing.
Client services
Expertise
Fee options
0.35% annually
$800 per hour for project-based financial planning
Fee-only: Ongoing financial planning fees range from $5,800 to $17,800 annually, paid quarterly in advance
Main office
Nederland CO
Advisors at this office
1
Most active in
Colorado
Also doing business as
Lucid Financial Planning · Lucid Financial Planning LLC · Lucid Fp LLC · Lucip Financial Planning
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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