Lukas Total Wealth
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lukas Total Wealth advises individual and high‑net‑worth clients and reports a particular focus on those who are retired or approaching retirement. The firm offers financial planning and ongoing portfolio management, sells fixed insurance products (including life insurance and annuities), conducts consulting and educational seminars (for example on Social Security), and may refer client assets to third‑party sub‑advisers for model implementation.
The firm emphasizes Tactical Asset Management and uses tactical, dynamic and strategic model styles (with sub‑styles such as growth, value, dividend and ESG) to address sequence‑of‑returns risk for retirees. Implementation is typically through mutual funds, ETFs and fixed‑income securities and is carried out via discretionary model platforms and sub‑advisers selected by the firm.
Notable distinctions include a disclosed 2016 administrative order tied to prior account paperwork practices and advice to fund an indexed annuity, after which the firm reports it implemented controls; this kind of disclosure is uncommon among peers. Lukas Total Wealth also derives material compensation from commission‑based insurance sales (and offers non‑standard product sales such as semi‑numismatic coins) and makes an online cash management solution available, all of which the firm discloses as potential conflicts it manages through documentation and client disclosure.
Client services
Expertise
Demographic focus
Fee options
Fixed project-based fees for financial planning, based on estimated hours
$0 - $1,000,000: 1.95% $1,000,001 - $3,000,000: 1.10% $3,000,001 - $5,000,000: 0.45% $5,000,001 - $10,000,000: 0.40% $10,000,001 - $15,000,000: 0.35% $15,000,001 - $20,000,000: 0.30% $20,000,001 - $25,000,000: 0.25% $25,000,001 - $50,000,000: 0.20% $50,000,000+: 0.10%
Commissions from sale of insurance products range from 1% to 10.5%; commissions on sale of pre-1933 U.S. gold and silver coins
Hourly consulting fee between $100 and $300 per hour
$12 per month technology fee plus 0.10% annual admin/service fee on Flourish Cash accounts
Fee-only: Hourly fee between $100 and $300 per hour; fixed project fees based on estimated hours; waived if client not satisfied
Main office
9792 Maumelle Blvd
North Little Rock AR 72113
Advisors at this office
6
Most active in
Arkansas · Louisiana · Texas
Also doing business as
David Lukas Financial · Infinite Financial Solutions, LLC · Lukas Total Wealth
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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