LUNA Investment Services Inc.

The firm provides discretionary asset management and related financial planning primarily to individual clients, including services such as determination of financial objectives, cash flow management, retirement and estate planning, tax planning, and investment management. It manages client accounts through custodian-held accounts and serves a small client base with roughly $6.8 million in assets under management.

The firm describes a tactical asset management approach that emphasizes global mutual fund managers with low turnover, downside protection, and risk aversion, and uses a mix of no-load mutual funds, ETFs, individual equities and derivatives. Security selection combines fundamental and technical analysis, and the firm applies a strict drawdown policy for mutual funds plus a three-year growth requirement for individual stocks while conducting periodic account reviews and operating with discretionary trading authority.

Noteworthy distinctions include a disclosure that the principal may, from time to time, temporarily perform advisory and administrative functions while physically located outside the United States while maintaining the same custodial and regulatory arrangements, a practice not commonly highlighted by peers. The brochure also discloses a 2018 censure of the firm’s principal that required a multi-year compliance consultant arrangement, the firm’s policy of not voting client proxies (clients vote their own proxies), and the concentrated supervision typical of a single-advisor practice.