Lunin-Pack Planning and Advice, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lunin-Pack Planning and Advice, LLC provides financial planning, consulting and discretionary investment management to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, corporations and retirement plans. The firm offers both stand‑alone planning engagements and comprehensive wealth management that can include portfolio management and ongoing advisory services.
LPPA describes a goals‑based investment process that blends a derivative of Modern Portfolio Theory with behavioral finance and uses mutual funds, ETFs, TAMP models and selected independent managers to implement strategic, dynamic and tax‑managed allocations. The brochure discloses that the firm recommends custody with SEI and receives administrative software and support from that custodian, a relationship the firm acknowledges may create conflicts of interest.
The firm discloses an affiliation with Lunin‑Pack Insurance Advisory, LLC and notes that certain supervised persons are licensed insurance agents who may offer commissionable insurance products, a relationship the brochure identifies as a potential conflict when insurance is recommended. The brochure also indicates the firm advertises third‑party ratings and emphasizes fixed, standalone planning engagements and a recent adviser registration, features that distinguish LPPA from many peers.
Client services
Expertise
Fee options
$0 - $750,000: 1.50% $750,001 - $1,250,000: 1.00% $1,250,001 - $5,000,000: 0.85% $5,000,001+: 0.75%
Certain supervised persons offer insurance products under separate commission-based arrangements.
Minimum fee: Financial planning and consulting fixed fees typically range from $10,000 to $50,000; fees are negotiable. Fee-only: Fixed fees for financial planning and consulting services typically range from $10,000 to $50,000, negotiable.
Main office
292 Main Street, First Floor, Suite 1
Cold Spring NY 10516
Advisors at this office
2
Most active in
New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Elisabeth N
Series 65
Cold Spring, NY
Lunin-Pack Planning and Advice, LLC
Elisabeth Neuberg is a financial advisor at Lunin-Pack Planning and Advice, LLC with over a decade of industry experience. She previously worked at Woodbury Financial Services, Inc. for 11 years and had short tenures at Osaic Wealth, Inc. and Lunin-Pack Planning and Advice. Neuberg holds a Series 65 designation. Lunin-Pack Planning and Advice provides financial planning, consulting, investment management, and wealth management services to individuals, trusts, estates, charitable organizations, corporations, and pension or profit-sharing plans. The firm uses a goals-based investment process that incorporates traditional and behavioral finance techniques, implementing portfolios primarily through mutual funds and ETFs accessed via TAMP models and independent managers.
Jesse L
Series 66
Cold Spring, NY
Lunin-Pack Planning and Advice, LLC
Jesse Lunin Pack is a financial advisor with Lunin-Pack Planning and Advice, LLC, holding a Series 66 designation and over 21 years of industry experience. He previously worked at Osaic Wealth, Inc. and Woodbury Financial Services, Inc. In addition to his advisory role, he serves as CEO of Lunin-Pack Financial Group, LLC and is involved in financial education through Lunin-Pack Training & Education. He also acts as co-executor of an estate, managing related fiduciary responsibilities. Lunin-Pack Planning & Advice provides financial planning, consulting, investment management, and wealth management services to individuals, trusts, estates, charitable organizations, corporations, and pension or profit-sharing plans. The firm employs a goals-based investment process combining traditional finance techniques with behavioral finance insights, utilizing mutual funds, ETFs, and third-party managers to implement portfolios.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")