Lunin-Pack Planning and Advice, LLC
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About
Lunin-Pack Planning and Advice, LLC provides financial planning, consulting and discretionary investment management to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, corporations and retirement plans. The firm offers both stand‑alone planning engagements and comprehensive wealth management that can include portfolio management and ongoing advisory services.
LPPA describes a goals‑based investment process that blends a derivative of Modern Portfolio Theory with behavioral finance and uses mutual funds, ETFs, TAMP models and selected independent managers to implement strategic, dynamic and tax‑managed allocations. The brochure discloses that the firm recommends custody with SEI and receives administrative software and support from that custodian, a relationship the firm acknowledges may create conflicts of interest.
The firm discloses an affiliation with Lunin‑Pack Insurance Advisory, LLC and notes that certain supervised persons are licensed insurance agents who may offer commissionable insurance products, a relationship the brochure identifies as a potential conflict when insurance is recommended. The brochure also indicates the firm advertises third‑party ratings and emphasizes fixed, standalone planning engagements and a recent adviser registration, features that distinguish LPPA from many peers.
Client services
Expertise
Fee options
$0 - $750,000: 1.50% $750,001 - $1,250,000: 1.00% $1,250,001 - $5,000,000: 0.85% $5,000,001+: 0.75%
Certain supervised persons offer insurance products under separate commission-based arrangements.
Minimum fee: Financial planning and consulting fixed fees typically range from $10,000 to $50,000; fees are negotiable. Fee-only: Fixed fees for financial planning and consulting services typically range from $10,000 to $50,000, negotiable.
Main office
292 Main Street, First Floor, Suite 1
Cold Spring NY 10516
Advisors at this office
2
Most active in
New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Elisabeth N
Series 65
Cold Spring, NY
Lunin-Pack Planning and Advice, LLC
Elisabeth Neuberg is a financial advisor at Lunin-Pack Planning and Advice, LLC with a Series 65 designation and one year of industry experience. She previously worked at Osaic Wealth, Inc and Woodbury Financial Services, Inc. Lunin-Pack Planning and Advice, LLC provides financial planning, consulting, and discretionary investment management to a diverse client base, including individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a goals-based investment process combining elements of Modern Portfolio Theory and behavioral finance, utilizing mutual funds, ETFs, TAMP models, and selected independent managers to implement strategic, dynamic, and tax-managed allocations.
Jesse L
Series 66
Cold Spring, NY
Lunin-Pack Planning and Advice, LLC
Jesse Lunin Pack is a financial advisor with Lunin-Pack Planning and Advice, LLC, holding a Series 66 designation and 22 years of industry experience. His career includes roles at Woodbury Financial Services, Inc. and Kelleher Financial Advisors, LLC. He serves as CEO of Lunin-Pack Financial Group, LLC and is involved in educational consulting through Lunin-Pack Training & Education, LLC. Additionally, he acts as co-executor of an estate, managing related duties. Lunin-Pack Planning and Advice, LLC provides financial planning, consulting, and investment management to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a goals-based investment process combining Modern Portfolio Theory and behavioral finance, utilizing mutual funds, ETFs, TAMP models, and independent managers for strategic, dynamic, and tax-managed portfolios.
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