Lunin-Pack Planning and Advice, LLC

Updated today

Find your advisor

Client assets under management

$25,931,023

Clients

39% high-net-worth

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Low

Average account size

$682,395

About

Lunin-Pack Planning and Advice, LLC provides financial planning, consulting and discretionary investment management to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, corporations and retirement plans. The firm offers both stand‑alone planning engagements and comprehensive wealth management that can include portfolio management and ongoing advisory services.

LPPA describes a goals‑based investment process that blends a derivative of Modern Portfolio Theory with behavioral finance and uses mutual funds, ETFs, TAMP models and selected independent managers to implement strategic, dynamic and tax‑managed allocations. The brochure discloses that the firm recommends custody with SEI and receives administrative software and support from that custodian, a relationship the firm acknowledges may create conflicts of interest.

The firm discloses an affiliation with Lunin‑Pack Insurance Advisory, LLC and notes that certain supervised persons are licensed insurance agents who may offer commissionable insurance products, a relationship the brochure identifies as a potential conflict when insurance is recommended. The brochure also indicates the firm advertises third‑party ratings and emphasizes fixed, standalone planning engagements and a recent adviser registration, features that distinguish LPPA from many peers.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Wealth management ESG / Sustainable investing

Fee options

Percentage

$0 - $750,000: 1.50% $750,001 - $1,250,000: 1.00% $1,250,001 - $5,000,000: 0.85% $5,000,001+: 0.75%

Commissions

Certain supervised persons offer insurance products under separate commission-based arrangements.

Other

Minimum fee: Financial planning and consulting fixed fees typically range from $10,000 to $50,000; fees are negotiable. Fee-only: Fixed fees for financial planning and consulting services typically range from $10,000 to $50,000, negotiable.

Main office location

Lunin-Pack Planning and Advice, LLC

292 Main Street, First Floor, Suite 1

Cold Spring NY 10516, United States

Number of offices

Most active in

New York

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 845-265-4300

Advisors at this firm

Elisabeth N

Series 65

Cold Spring, NY

Lunin-Pack Planning and Advice, LLC

Elisabeth Neuberg is a financial advisor at Lunin-Pack Planning and Advice, LLC with over a decade of industry experience. She previously worked at Woodbury Financial Services, Inc. for 11 years and had short tenures at Osaic Wealth, Inc. and Lunin-Pack Planning and Advice. Neuberg holds a Series 65 designation. Lunin-Pack Planning and Advice provides financial planning, consulting, investment management, and wealth management services to individuals, trusts, estates, charitable organizations, corporations, and pension or profit-sharing plans. The firm uses a goals-based investment process that incorporates traditional and behavioral finance techniques, implementing portfolios primarily through mutual funds and ETFs accessed via TAMP models and independent managers.

Wealth management ESG / Sustainable investing

Jesse L

Series 66

Cold Spring, NY

Lunin-Pack Planning and Advice, LLC

Jesse Lunin Pack is a financial advisor with Lunin-Pack Planning and Advice, LLC, holding a Series 66 designation and over 21 years of industry experience. He previously worked at Osaic Wealth, Inc. and Woodbury Financial Services, Inc. In addition to his advisory role, he serves as CEO of Lunin-Pack Financial Group, LLC and is involved in financial education through Lunin-Pack Training & Education. He also acts as co-executor of an estate, managing related fiduciary responsibilities. Lunin-Pack Planning & Advice provides financial planning, consulting, investment management, and wealth management services to individuals, trusts, estates, charitable organizations, corporations, and pension or profit-sharing plans. The firm employs a goals-based investment process combining traditional finance techniques with behavioral finance insights, utilizing mutual funds, ETFs, and third-party managers to implement portfolios.

Wealth management ESG / Sustainable investing

Not sure where to start?

We'll help you think it through — whether you ultimately need an advisor or not.

Warmer helps you compare advisors clearly — so you can choose with confidence.

Find your advisor

Discover

Compare top advisor firms by metric, firm size, and location.

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you.

Our ongoing support