Lunsford Financial Planning, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lunsford Financial Planning, Inc. provides wealth management and financial planning services to individual clients, including ongoing investment management, retirement and estate-plan review, cash-flow and distribution planning, and guidance on employer-provided benefits. The firm also offers ancillary services such as investment reviews for DIY clients and optional tax return preparation for individual and trust returns.
The firm follows a fundamental, long-term buy-and-hold approach that emphasizes diversified asset allocation and a preference for low-cost index investments, supplemented by selected actively managed funds when appropriate. Portfolios are managed on a discretionary basis with periodic rebalancing and attention to tax placement across taxable, tax-deferred, and tax-free account types.
Compared with many similarly structured independent advisers, the firm explicitly includes pension consulting in its service set, offering 401(k) plan reviews and rollover guidance as part of client engagements. The firm’s principal holds both CFP® and Enrolled Agent (EA) credentials, which the firm integrates into tax planning and the optional tax preparation services it provides.
Client services
Expertise
Fee options
Flat fees may be negotiated for Wealth Management services and financial planning; tax preparation fees range from $200 to $1,500 depending on complexity.
$0 - $1,000,000: 1.00% $1,000,000 - $2,000,000: 0.80% $2,000,000 - $5,000,000: 0.60% $5,000,000+: 0.40%
Tax preparation hourly rate of $280
Minimum fee: $1,250 quarterly ($5,000 annually) minimum quarterly fee for Wealth Management services Fee-only: Wealth Management fees paid directly by client; no commissions or third-party payments received.
Main office
Lafayette CO
Advisors at this office
1
Most active in
Colorado · Texas
Also doing business as
Lunsford Financial Palnning, Inc. · Lunsford Financial Planning, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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