L
Lynch Retirement Advisors, LLC.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$19,840,154
Clients
84
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
84
Very HighAverage account size
$236,192
About
The firm provides retirement-focused financial planning and portfolio management to individuals, families, and small businesses, offering comprehensive pre-retirement and retirement planning, asset-allocation advice, Roth conversion guidance, and both discretionary and non-discretionary investment services. It manages client accounts at a qualified custodian and reported approximately $19.84 million in discretionary assets across 84 accounts while also handling a number of non-discretionary annuity contracts outside the custodial platform.
Its investment process centers on strategic retirement planning with ongoing monitoring, periodic rebalancing, and annual reviews; the firm uses third-party tools such as MoneyGuidePro and Charles Schwab technology to inform suitability analyses and client recommendations. Services are delivered on a mix of fee arrangements (asset-based, flat, and hourly) and include education webinars and documented goals and risk tolerances to guide portfolio decisions.
Notably, the adviser is also licensed to sell fixed insurance products and sold numerous fixed and fixed-indexed annuity contracts in 2025 through insurers including Lincoln Financial, North American, American National, and MassMutual, many with shorter surrender periods, higher crediting rates and higher cap limits. The receipt of ancillary commissions from these insurance sales—and the firm’s disclosure that such commissions can factor into fee adjustments for certain legacy accounts—distinguishes its business model from most independent advisers that rely solely on fee-only compensation.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Annuities
Roth conversion strategy
Fee options
Flat fees from $250 to $3,500+ depending on service complexity and engagement length
$250,000 - $1,000,000: 1.00% annually $1,000,001+: Less than 0.75% annually
$150 per hour after $250 initial minimum in-person meeting
Account minimum: $250,000 Fee-only: Flat fees ranging from $250 to $3,500+ based on complexity; Hourly rate $150 after initial $250 minimum meeting fee
Main office location
Lynch Retirement Advisors, LLC.
27 East Columbus Street
Canal Winchester OH 43110, United States
Number of offices
1
Most active in
Lynch Retirement Advisors, LLC. has reported serving >5 clients in these states in the last 12 months.
Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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