M Stevens Wealth Advisors, LLC

M Stevens Wealth Advisors provides investment advisory services to individuals (including high‑net‑worth clients), trusts, pension and profit‑sharing plans, and business entities, offering wrap investment management, standalone financial planning and retirement plan consulting. The firm sponsors a wrap fee program and delivers investment management through wrapped accounts as well as advisory guidance and written financial plans.

MSWA reported managing $7,080,773 on a non‑discretionary basis as of December 31, 2025, and for its wrap service typically requires clients to establish accounts with Charles Schwab as custodian. The firm combines technical and fundamental methods (including charting, cyclical and fundamental analysis) and implements asset allocation approaches—strategic, dynamic, tactical and core‑satellite—using ETFs, equities and fixed‑income securities, and obtains client permission prior to effecting transactions for non‑discretionary accounts.

Distinctive features include acting as a wrap fee program sponsor (an uncommon arrangement among supported firms) while operating primarily with non‑discretionary assets, a combination that is statistically rare in the peer group. The firm maintains a small advisory team (two advisors, 37 clients) and discloses that representatives may also be registered with an affiliated broker‑dealer and receive commissions when clients implement recommendations, with policies and disclosures intended to address that conflict; financial planning clients generally do not receive ongoing reviews unless they engage the firm for follow‑up services.