M. Thomas Capital Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$8,000,000
Clients
41
Advisors
1
of 1 employees
About
The firm serves individuals (including high-net-worth individuals), corporations, and estates, offering ongoing portfolio management, financial planning, and project-based financial analysis. It manages a small client base (about 41 relationships with roughly $11 million in assets) and provides both discretionary and non-discretionary advisory services documented by an Investment Policy Statement.
Investment decisions are guided by modern portfolio theory and a long-term trading approach, with a primary emphasis on index funds and diversified allocations across mutual funds, ETFs, fixed income, real estate funds, annuities and, when appropriate, private placements or venture capital. The firm documents client objectives and risk tolerance, seeks equitable allocation of investment opportunities across accounts, uses Schwab Institutional custody, and delivers quarterly account reporting.
Notable for a solo independent adviser, the firm’s principal also operates an affiliated legal services practice and discloses that legal advice or products may be offered outside the advisory relationship; the firm also provides litigation-support (non-legal) and other ad-hoc project work that can include contingent-fee arrangements. The brochure further notes the principal holds an inactive accounting license and the firm’s willingness to engage in venture/private placement opportunities, characteristics that are less common among peers of similar size.
Client services
Expertise
Fee options
Financial planning fixed fees between $1,000 and $10,000; Project-Based Financial Analysis fixed fees between $1,000 and $20,000
$0 - $1,000,000: 0.75% $1,000,000 - $2,000,000: 0.65% $2,000,000 - $5,000,000: 0.50% $5,000,000+: 0.25%
$100 to $500 per hour
Main office
Chagrin Falls OH
Advisors at this office
1
Most active in
Ohio
Also doing business as
Koepf Financial Group L.L.C · M. Thomas Capital Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)