Main Street Investments

Main Street Investments serves small businesses, self‑employed individuals, and families, providing financial planning and portfolio management alongside accounting, bookkeeping, tax preparation, tax planning, and tax representation services delivered under separate engagement agreements. The firm offers ongoing advisory programs as well as hourly and flat‑fee planning options, with client assets held at qualified custodians when investment management is provided.

The firm’s investment approach centers on individualized financial plans and model allocations that reflect clients’ time horizon and risk tolerance, with implementation typically via low‑cost, globally diversified ETFs and select individual securities consistent with Modern Portfolio Theory. Portfolios may be managed on a discretionary or non‑discretionary basis and are reviewed periodically, with the frequency of reviews set by client agreement and responsive to significant market events.

What is distinctive about Main Street Investments is the integration of tax and accounting services with its investment advisory practice: the firm provides bookkeeping, tax planning and IRS representation in addition to standard financial planning, and the principal holds tax credentials that enable that work. It also works with small employers on retirement and pension-related matters, an offering that is less common among independent, single‑advisor advisory firms.