Mainstay Capital Management, LLC

Robert Puz is a financial advisor with Mainstay Capital Management, LLC, holding Series 63, 65, and 66 licenses and possessing 24 years of industry experience. His prior roles include positions at Team One Credit Union, LPL Financial, SPC, and Sigma Financial Corporation. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services to individual investors, trusts, corporate accounts, and workplace-savings participants. The firm uses a tactical asset-allocation approach and discretionary portfolio management, emphasizing workplace savings plan management tailored to specific employer plan options.

Thomas Whited is a CFP® professional affiliated with Mainstay Capital Management, LLC, with 17 years of industry experience. His career includes roles at Mercer Global Advisors, Great Lakes Wealth, Scottrade, TD Ameritrade, J.P. Morgan Securities, Chase Investment Services, and Edward Jones. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services for individual investors, trust and corporate accounts, and workplace-savings participants. The firm employs a tactical asset-allocation approach across various investment vehicles and emphasizes workplace savings plan management for specific employer plan populations.

Jeremiah Ludington is a financial advisor at Mainstay Capital Management, LLC with 11 years of industry experience. He holds the Series 66 designation and has worked at Mainstay since 2019, following four years at Zhang Financial LLC. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm serves individuals, retirees, and workplace retirement plan participants, offering tactical asset allocation and comprehensive wealth management including dedicated 401(k) portfolio management and financial planning through its Mainstay Compass program.

Paul Austin is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Mainstay Capital Management, LLC. He has prior experience at firms including Insight Wealth Strategies and Farther Finance Advisors. Outside of his advisory role, Austin tutors students preparing for the CFP exam through Breakthrough Exam Prep. Mainstay Capital Management provides wealth management and retirement-plan services for individual investors, trusts, corporations, and workplace savings participants. The firm employs discretionary portfolio management with a tactical asset-allocation strategy and emphasizes tailored 401(k) portfolio services for employer plan populations.

Scott Brady is a CFP® professional with 26 years of industry experience. He is currently with Mainstay Capital Management, LLC and has previously worked in independent insurance and wealth management roles. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services to individual investors, trusts, corporate accounts, and workplace-savings participants. The firm employs a tactical asset-allocation approach and emphasizes workplace savings plan management, offering discretionary portfolio management and educational workshops.

Hari Rao is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Mainstay Capital Management, LLC since 2020. His prior experience includes roles at Edward Jones, Citizens Securities, Inc., Farmers Financial Solutions, and a period of self-employment. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services to individual investors, trust and corporate accounts, and workplace-savings participants. The firm employs a tactical asset-allocation approach and integrates a credentialed planning staff into portfolio management, with a particular focus on workplace savings plan management for banking and thrift institution clients.

Donald Whitton is a CFP® with 16 years of industry experience and has been with Mainstay Capital Management, LLC since 2006. He holds Series 63 and Series 65 licenses and is based in Grand Blanc, MI. Mainstay Capital Management offers comprehensive wealth management and retirement-plan services to individual investors, trust and corporate accounts, and workplace-savings participants. The firm employs a tactical asset-allocation approach and integrates financial planning with portfolio management, with a particular emphasis on tailored 401(k) services for employer plan populations.

Michael Wallen II is a CFP® professional at Mainstay Capital Management, LLC with 16 years of industry experience. He has been with Mainstay since 2011. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services to individual investors, trusts, corporate accounts, and workplace-savings participants. The firm employs a tactical asset-allocation approach through discretionary portfolio management and focuses notably on workplace savings plan management, serving employer plan populations with tailored 401(k) services.

Terry Bennett is a financial advisor at Mainstay Capital Management, LLC with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Oppenheimer & Co Inc, PRUCO Securities, LLC, and The Prudential Insurance Company of America. Bennett also spent time with Extended Travel and Advia Credit Union in 2020. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, offering tactical asset allocation and comprehensive wealth management services, including specialized management of 401(k), 403(b), and 457 plans.

David Kudla is a financial advisor with Mainstay Capital Management, LLC, holding a Series 65 designation and 15 years of industry experience. He has been with Mainstay since 2001 and serves as President and Executive Editor of FIA Publishing, LLC, a not-for-profit organization that publishes specialized 401(k) investor newsletters. Kudla dedicates a portion of his time to these publishing activities. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in assets as of mid-2025. The firm primarily serves individuals, retirees, and workplace retirement plan participants, focusing on tactical asset allocation and offering dedicated management of 401(k), IRA, and other accounts, along with educational workshops for plan participants.

Jason Best is a CFA® charterholder with 25 years of industry experience. He is currently with Mainstay Capital Management, LLC, where he has worked since 2022. His prior experience includes roles at Pruco Securities LLC, The Prudential Insurance Company of America, and The Huntington Investment Company. Mainstay Capital Management provides wealth management and retirement-plan services to individual investors, trusts, corporations, and workplace-savings participants. The firm uses a tactical asset-allocation approach with discretionary portfolio management and integrates comprehensive financial planning and educational workshops tailored especially to employer plan populations.

Curtis Moore is a financial advisor at Mainstay Capital Management, LLC with two years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisor's LLC. Outside of finance, he has experience working in lawn service and retail. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, offering tactical asset allocation and comprehensive wealth management with a focus on workplace savings plan management.

Nicholas Lemp is a financial advisor at Mainstay Capital Management, LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Equitable Advisors, LLC and in various other roles including delivery driving for Shipt. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services for individual investors, trusts, corporate accounts, and workplace-savings participants. The firm employs a tactical asset-allocation approach with discretionary portfolio management and emphasizes tailored 401(k) portfolio services for employer plan populations, particularly in banking and thrift institution clients.

William Berlin is a financial advisor at Mainstay Capital Management, LLC with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at TD Ameritrade Inc, Greystone Financial Group, J2 Capital Management, and Merrill. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services for individual investors, trust and corporate accounts, and workplace-savings participants. The firm utilizes discretionary portfolio management with a tactical asset-allocation approach and emphasizes workplace savings plan management tailored to employer plan options.

Anthony Bagneschi is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Mainstay Capital Management, LLC. His prior work includes roles at MDRN Capital, LLC, CG Advisory Services, SPC, PlanMember Securities Corporation, and EPI Advisors, LLC. He is also involved as an insurance agent with MDRN Insurance, LLC. Mainstay Capital Management provides wealth management and retirement-plan services to individual investors, trusts, corporations, and workplace-savings participants. The firm delivers discretionary portfolio management with a tactical asset-allocation approach and places particular emphasis on workplace savings plan management.