Castro Valley, CA Office
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Malakoff Wealth
Team
Firm-wide stats for Malakoff Wealth
About
Malakoff Wealth provides financial planning and consulting services to individuals, trusts, nonprofit organizations, banks, business entities and pension/profit-sharing plans, producing written financial plans and periodic reviews. The firm does not manage client assets or accept custody and routinely refers clients to LPL Financial for investment implementation and ongoing portfolio supervision.
The adviser’s guidance is built on fundamental analysis and may recommend allocations across cash equivalents, stocks, bonds, municipal and government securities, mutual funds and ETFs, annuities and insurance, with annual plan reviews and rebalancing as needed. It emphasizes manager evaluation (tenure, returns, expenses and risk metrics) and states it does not engage in frequent trading or performance‑based fee arrangements, instead providing advice under hourly, fixed-fee or retainer engagements.
Noteworthy distinctions include that Malakoff Wealth does not offer discretionary portfolio management or charge percentage‑of‑AUM fees, and several affiliated advisers are registered representatives and insurance agents who may receive brokerage, trail or insurance commissions when clients implement recommendations. The brochure also discloses that associated persons spend a substantial portion of their time in outside business activities; the firm supports a relatively small client roster (about 30 clients) with six advisors, which can influence how services and conflicts of interest are managed.
Based on Malakoff Wealth
Expertise
Based on Malakoff Wealth
Location
20444 Redwood Road
Castro Valley CA 94546
Advisors at this office
2
Advisors at this office
Erny M
Series 63
Castro Valley, CA
Malakoff Wealth
Erny Malakoff is a financial advisor with Malakoff Wealth based in Castro Valley, CA, holding a Series 63 designation and offering 40 years of industry experience. His career includes roles at LPL Financial spanning over three decades and leadership positions at Master Wealth, LLC and Malakoff & Associates. He also serves as a preacher at a Masonic residence outside of his financial advisory work. Malakoff Wealth provides financial planning and consulting services primarily to individuals, trusts, nonprofits, banks, business entities, and pension plans, delivering written plans and periodic reviews without managing client assets. The firm focuses on fundamental analysis and manager evaluation, recommending diversified allocations and offering advice through hourly, fixed-fee, or retainer engagements rather than discretionary portfolio management or percentage-of-AUM fees.
John N
Series 66
Castro Valley, CA
Malakoff Wealth
John Nolan is a financial advisor at Malakoff Wealth with five years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial, Electronics for Imaging, and BDO. Nolan provides investment advisory services through Master Wealth, LLC, an independent investment advisor firm. Malakoff Wealth offers financial planning and consulting services to individuals, trusts, nonprofit organizations, banks, business entities, and pension/profit-sharing plans. The firm focuses on written financial plans and periodic reviews, referring clients to LPL Financial for investment implementation and portfolio supervision, and emphasizes manager evaluation without discretionary portfolio management or percentage-based fees.
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