Manuka Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Manuka Financial works with individual and high‑net‑worth clients, providing discretionary investment management as well as both ongoing and project‑based financial planning. The firm combines personalized planning — addressing cash flow, retirement, tax and estate considerations — with continuous portfolio supervision.
The adviser says it implements Modern Portfolio Theory and primarily uses passive, asset‑class portfolios (index mutual funds and ETFs) to build diversified allocations, executing trades on a discretionary basis and conducting account reviews on a quarterly cadence. Custody and trade execution are handled through a recommended custodian platform, and clients receive account statements from that custodian rather than separate written investment reports from the firm.
Several features in the brochure distinguish the firm from many peers: it discloses that it solicits endorsements through a third‑party provider (a practice the firm notes in Item 14), and it generally structures fees around fixed planning and project fees with investment management included rather than relying on a standard percentage‑of‑assets model. The firm also manages a relatively large asset base with a small advisor team and limits its custodial role to fee debits rather than broader custody arrangements.
Client services
Expertise
Fee options
Fee-only: Ongoing Comprehensive Financial Planning Fee ranges from $1,250 to $15,000 per quarter (paid quarterly in advance). Initial Financial Planning Fee ranges from $950 to $10,000 (non-refundable). Project-Based Financial Planning Fixed Fee ranges from $950 to $25,000, negotiated per client and agreed before work begins.
Main office
Richmond VA
Advisors at this office
2
Most active in
California · Texas · Virginia
Also doing business as
Manuka Financial · Manuka Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Michael P
CFP®, PFS™, Series 66
Richmond, VA
Manuka Financial
Michael Powers is a CFP®, PFS™, and holds a Series 66 license with 15 years of industry experience. He has worked at Manuka Financial since 2021 and previously spent seven years at Verus Financial Partners. Manuka Financial serves individual and high-net-worth clients by providing discretionary portfolio management and comprehensive financial planning. The firm uses a Modern Portfolio Theory-based approach focused on passive strategies such as index mutual funds and ETFs to build diversified, tax-efficient portfolios with a long-term perspective.
Kirsten A
CFP®, Series 66
Richmond, VA
Manuka Financial
Kirsten Ashbaugh is a CFP® with six years of industry experience, currently serving as an advisor at Manuka Financial since 2025. Her prior roles include positions at Private Advisor Group, LLC, LPL Financial, LLC, ZeroFOX, and the National Geospatial-Intelligence Agency. She also maintains a home-based business entity for tax and investment purposes. Manuka Financial works with individual and high-net-worth clients, offering discretionary investment management alongside ongoing and project-based financial planning. The firm employs a Modern Portfolio Theory approach, primarily using passive, asset-class portfolios and conducts quarterly account reviews.
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