Marathon Retirement Planning

Marathon Retirement Planning provides ongoing investment management and comprehensive financial planning and project-based advice for individuals, qualified retirement plans, trusts, estates, charitable organizations and business entities. The firm manages client portfolios across a broad set of securities and implements tailored plans that address cash flow, insurance, tax, business and estate planning objectives.

The firm’s process begins with an interview and data‑gathering to develop an asset allocation and investment plan, with portfolios monitored and rebalanced over time using public research, corporate ratings and consultations with specialists; most accounts are managed with limited discretionary authority and are customized rather than following standardized model portfolios. Marathon also refers clients to third‑party managers (including Retirement Management Systems LLC) and continues to counsel clients whose accounts are placed with those managers.

Noteworthy differences from many peers include the firm’s role in insurance distribution—its advisors are licensed insurance agents, devote a portion of practice time to insurance, and may receive commissions on insurance and other product sales, which the firm discloses as a potential conflict of interest. The firm also conducts occasional educational seminars (sponsored by colleges, churches, or businesses) and generally recommends a small set of familiar third‑party managers instead of performing an individualized manager search for each client.