Mariaca Wealth Management, LLC

Mariaca Wealth Management provides discretionary investment management and financial consulting to individuals (including high‑net‑worth clients), trusts, estates, charitable organizations and business entities, and also serves retirement plans. Services include portfolio management using proprietary model asset‑allocation portfolios and retirement‑plan advisory services (including limited‑scope ERISA 3(21) advice), with supplemental planning support such as retirement and income planning, education funding, insurance reviews, charitable gift planning and legacy planning generally provided at no additional charge.

The firm’s investment approach centers on globally diversified, model‑based portfolios informed by academic research and designed for risk‑adjusted returns; accounts are managed on a discretionary basis and clients may impose written investment restrictions. Portfolios commonly include no‑load mutual funds and ETFs, and the firm frequently utilizes Dimensional Fund Advisors and other sub‑advisors to implement passive, asset‑class strategies and lower‑turnover funds.

The brochure notes an emphasis on participant education and group enrollment meetings for retirement plans, and describes delivering seminars or workshops for plan participants and employee education consistent with Department of Labor guidance — an offering that is less common among peers. Mariaca manages approximately $251 million for about 285 client relationships from a single office and retains discretion to select and terminate sub‑advisors, with any sub‑advisor arrangements and related fees disclosed to clients.