Marian Financial Services, Inc.

The firm provides discretionary portfolio management primarily for individual investors, high-net-worth individuals, trusts and estates, client-owned businesses, and retirement plans. Services include managed ETF and individual-stock portfolios, participant account management for defined‑contribution plan accounts via a third‑party platform, estate‑planning facilitation and ad hoc hourly or flat‑fee client services.

Investment implementation centers on model ETF and stock portfolios with customization as appropriate, using a global tactical asset allocation framework that emphasizes equal‑weighted equities and low‑volatility exposures. The firm may use options, margin, short sales and tactical moves to cash, and it rebalances client accounts on a discretionary basis and may dollar‑cost into positions over time.

What is distinctive relative to many peers is the active offering to manage held‑away retirement participant accounts through a third‑party platform and the associated operational workflow to do so, a capability that is uncommon among independent advisers. The firm also maintains an attorney network to facilitate estate documents and applies specific cybersecurity controls — including multifactor biometric access, secure pre‑screened email handling, cloud encryption and an explicit prohibition on autonomous AI programs — and it now outsources financial planning work to other advisers when requested.