Marki Financial Services, LLC

Marki Financial Services is a small, state-registered investment adviser that provides discretionary and non‑discretionary portfolio management, financial planning, and hourly consulting to individuals, high‑net‑worth clients, pension and profit‑sharing plans, trusts, estates, charitable organizations and business entities. Services described in the brochure include preparing written Investment Policy Statements, ongoing portfolio monitoring and rebalancing, and planning work addressing retirement, tax, college, divorce, insurance and debt management.

The firm builds personalized Investment Policy Statements and applies fundamental and cyclical analysis across a broad investment menu — including mutual funds, equities, bonds, ETFs, REITs, hedge funds, private placements and insurance products — and may employ options writing as part of its strategies. It offers both discretionary authority (trading without prior client consent) and non‑discretionary arrangements where changes are made only with client approval.

Notable features disclosed in the brochure include a concentration of managed assets in high‑net‑worth accounts (about $44.7 million of roughly $53.3 million in reported AUM) and a practice of managing assets internally rather than selecting third‑party managers. The firm requires clients to use its recommended custodian (a practice the brochure notes may limit the ability to achieve most‑favorable execution), does not accept third‑party sales compensation or soft‑dollar benefits, and does not take custody of client assets.