Hanover, NH logo

Hanover, NH Office

Team
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Mascoma Wealth Management logo

Mascoma Wealth Management

Team

Firm-wide stats for Mascoma Wealth Management

Total advisors

11

Across 3 offices

Clients per advisor

38 Low

Avg AUM per client

$1,092,564 Typical

HNW client ratio

29% Typical

About

Mascoma Wealth Management provides comprehensive financial planning and customized portfolio management to individuals and families, high net worth clients, non-profit institutions, employee retirement plans, and municipal entities. Services include discretionary and non‑discretionary investment management, ERISA‑aware retirement plan advisory, and integrated financial planning as part of its advisory engagement.

The firm’s investment approach is fiduciary‑driven and centers on a predominantly ETF‑based core for diversified, low‑cost exposure, supplemented by active and strategic allocations as warranted by the Investment Committee. An in‑house Investment Committee meets regularly and leverages partnerships with large money managers, third‑party sub‑advisers (including 55ip for tax‑loss harvesting and JPMIM for direct indexing), and independent analytics in constructing and vetting portfolios.

Mascoma Wealth Management is an SEC‑registered advisor that operates as a wholly owned subsidiary of Mascoma Bank, a banking affiliation that informs trustee services and creates potential conflicts of interest disclosed in its brochure. The firm’s combination of bank affiliation, explicit municipal client relationships, required custody through a single custodian, and use of subsidized tax‑harvesting services tied to specific fund allocations distinguishes it from many peers.

Based on Mascoma Wealth Management

Expertise

ESG / Sustainable investing Tax-loss harvesting

Based on Mascoma Wealth Management

Location

80 South Main Street, Suite 103

Hanover NH 03755

Advisors at this office

5

Advisors at this office

user avatar

Michael H

Series 63, Series 65

Hanover, NH

Mascoma Wealth Management

Michael Hemingway is a financial advisor at Mascoma Wealth Management in Hanover, NH, with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Mascoma Bank and Citizens Securities, Inc. Outside of finance, his background includes roles at Proctor Academy and Margaritas Restaurant. Mascoma Wealth Management provides comprehensive financial planning and customized portfolio management to individuals, families, high net worth clients, non-profit institutions, employee retirement plans, and municipal entities. The firm employs a fiduciary-driven investment approach that emphasizes a diversified, low-cost ETF core supplemented by active and strategic allocations guided by an in-house Investment Committee.

ESG / Sustainable investing Tax-loss harvesting
user avatar

Madalyn D

CFP®, Series 63, Series 65

Hanover, NH

Mascoma Wealth Management

Madalyn Dow is a CFP® with eight years of industry experience, currently serving at Mascoma Wealth Management. Her prior roles include positions at LPL Financial LLC, Community Financial Services Group, Infinex Investments, and NHTrust. She is also an independent licensed insurance agent in New Hampshire, licensed for life, accident, health, and variable insurance. Mascoma Wealth Management provides comprehensive financial planning and customized portfolio management to individuals, families, high net worth clients, non-profit institutions, employee retirement plans, and municipal entities. The firm employs a fiduciary-driven investment approach centered on a diversified, low-cost ETF core, supplemented by active strategies and supported by an in-house Investment Committee and partnerships with leading money managers and sub-advisers.

ESG / Sustainable investing Tax-loss harvesting
user avatar

Matthew D

CFP®, Series 66

Hanover, NH

Mascoma Wealth Management

Matthew Dattilio is a CFP® professional with 13 years of industry experience. He has been with Mascoma Wealth Management since 2017 and previously worked at LPL Financial and Mascoma Savings Bank. Mascoma Wealth Management provides comprehensive financial planning and portfolio management to individuals, families, high net worth clients, non-profit institutions, employee retirement plans, and municipal entities. The firm employs a fiduciary-driven investment approach focused on a predominantly ETF-based core, supplemented by active and strategic allocations guided by an in-house Investment Committee.

ESG / Sustainable investing Tax-loss harvesting
user avatar

Amanda S

Series 65

Hanover, NH

Mascoma Wealth Management

Amanda Spencer is a financial advisor at Mascoma Wealth Management in Hanover, NH, holding a Series 65 designation with four years of industry experience. She has been with Mascoma Wealth Management since 2017 and previously worked at Mascoma Bank from 2011 to 2017. Mascoma Wealth Management provides comprehensive financial planning and portfolio management to individuals, families, high net worth clients, non-profits, retirement plans, and municipal entities. The firm employs a fiduciary-driven investment approach centered on a predominantly ETF-based core, supplemented by active and strategic allocations, supported by an in-house Investment Committee and partnerships with large money managers and third-party sub-advisers.

ESG / Sustainable investing Tax-loss harvesting
user avatar

Susan W

ChFC®, Series 63

Hanover, NH

Mascoma Wealth Management

Susan Winchester is a financial advisor at Mascoma Wealth Management with 24 years of industry experience. She holds the ChFC® and Series 63 designations. Prior to joining Mascoma Wealth Management in 2023, she worked at Ledyard Financial Advisors and spent a decade at Wea Investment Services, Inc. Mascoma Wealth Management provides comprehensive financial planning and portfolio management services to individuals, families, high net worth clients, non-profit institutions, employee retirement plans, and municipal entities. The firm’s investment approach emphasizes low-cost, diversified ETF-based core portfolios supplemented by active strategies, supported by an in-house Investment Committee and partnerships with third-party managers.

ESG / Sustainable investing Tax-loss harvesting
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