MASH Financial Planning

Mash Financial Planning provides investment management, financial planning (comprehensive, project-based, and ongoing), employee benefit plan consulting, and tax return preparation for individual and high-net-worth clients as well as employer plan sponsors. The firm operates as a single-advisor practice and offers portfolio management, access to third‑party managers, and fee‑based annuity solutions.

The firm primarily practices passive investment management using index mutual funds and ETFs to construct diversified asset‑class portfolios, while also drawing on fundamental, technical, cyclical, and charting analyses and the selective use of outside managers. Planning and account supervision are integrated into the advisory relationship, including an arrangement to provide ongoing financial planning at no extra cost for clients meeting a stated asset threshold.

A distinctive feature is the firm’s affiliation with an accounting and tax preparation practice: the adviser operates an affiliated tax firm and may provide tax preparation services to clients, with the tax‑preparation fee waived for the firm’s advisory clients—a setup that is uncommon among peers. As a solo practitioner the firm also maintains direct operational relationships with multiple custodial platforms and participates in a model marketplace, which affects how it implements portfolios and uses outsourced manager models.