Bethesda, MD Wisconsin Ave Office

Matthew Grace is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has 18 years of industry experience, including previous roles at Primerica Advisors, Guardian Life Insurance Co, and First Financial Group. Grace also serves as Treasurer for the IFAPAC DC Chapter, where he reports on political issues related to the industry. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and offers a range of investment and planning services including recently introduced event-driven programs.

Francis Hawkins IV is a financial advisor with Mass Mutual Investors Services. He holds a Series 66 designation and has been with Mass Mutual and its affiliates since 2025. Prior to entering the financial advisory field, he gained experience in various roles including at Earls Kitchen + Bar and Audio Visual Systems LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm structures financial planning as collaborative, ongoing relationships and offers specialized programs such as divorce planning and employer-sponsored planning.

Timothy Tillman is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at MassMutual Life Insurance Co, Ascension Financial Capital, and US Bank. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software tools to analyze client goals and provides collaborative, ongoing financial planning engagements.

Michael Lyubinsky is a CFP®-certified financial advisor with 15 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Company, having previously worked for Northwestern Mutual in various roles from 2010 to 2024. In addition to his advisory work, he is licensed as an insurance broker, focusing on life, disability, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers a range of planning programs, including recent additions in divorce and estate-settlement planning.

Matthew Gagnon is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Edward Jones, New York Life Insurance, and Turnberry Solutions. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on collaborative, annual planning engagements using firm-approved analytical tools.

Duane Rollins is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and one year of industry experience. His prior work includes roles at Capital One, Seed Spot, and 18F. Outside of his advisory work, he is a co-producer involved in fundraising for theater, film, and TV productions through Score 3 Partners. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers collaborative, annual financial planning engagements using firm-approved software tools, with implementation of recommendations requiring separate arrangements.

Vincent Vaghi Jr. is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing nine years of industry experience. He previously worked at Park Avenue Securities and Guardian Life Insurance Company. He is also an insurance agent selling fixed insurance products, including life, disability, fixed annuities, and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements focused on collaborative goal analysis and written recommendations.

Anthony Nettles is a financial advisor with Mass Mutual Investors Services in Bethesda, MD. He holds Series 65 and Series 63 licenses and began his advisory career in 2025. Prior to entering the financial industry, he worked at the General Services Administration and served in the United States Army. Nettles also has experience as a student and staff member at Georgetown University. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

James Brown III is a financial advisor at Mass Mutual Investors Services with 13 years of industry experience. He holds the Series 66 designation and has worked at Northwestern Mutual and its affiliates for over a decade before joining MassMutual in 2023. Outside of his advisory role, he manages the sale of inherited land through an LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager options as well as educational seminars.

L Rowe IV is a financial advisor with Mass Mutual Investors Services, holding Series 63, Series 65, and Series 66 designations and bringing 30 years of industry experience. His career includes long-term roles at Primerica Advisors and Guardian Life Insurance Co. of America prior to joining Mass Mutual. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on collaborative, goal-based planning.

Denise Daley is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and 23 years of industry experience. Her career includes roles at Guardian Life and Wells Fargo Advisors before joining Mass Mutual in 2022. Outside of advising, she is involved in religious and community activities as an administrator and youth ministry leader at The Rock Christian Church Ministries and owns an eCommerce business, Shop Daley, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm structures financial planning as annual, collaborative engagements, using firm-approved tools to analyze goals and recommend investment strategies.

Isabella Brunk is a financial advisor with Mass Mutual Investors Services and holds the Series 63 and Series 65 designations. She has 19 years of industry experience, including prior roles at Primerica Advisors and Guardian Life Insurance Company. Outside of her advisory work, she is an insurance broker offering life and fixed annuity products and serves as a power of attorney for a family member. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements and offers specialized programs such as divorce planning, estate settlement, and employer-sponsored planning.

Elijah Kaufman is a financial advisor with MassMutual Investors Services holding a Series 66 credential and one year of industry experience. His work history includes roles at Fidelity Personal & Workplace Advisors, Fidelity Brokerage Services LLC, and Andersen Tax. Outside of financial services, he has been active as a delivery driver for DoorDash since 2019. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual financial planning engagements and provides specialized services including estate settlement and employer-sponsored planning programs.

Andrew Thorsten is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 65 licenses. He has experience working with multiple financial firms including Park Avenue Securities LLC, Guardian Life Insurance Company, and Northwestern Mutual. Thorsten is currently based in Bethesda, MD. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.