Brooklyn, NY 4th Avenue Office

James Fay is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and a Series 63 license. He has 37 years of industry experience and has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2010. In addition to his advisory work, he is an author and novelist developing a website and social media presence to market his novels, along with engaging in speaking events. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with an emphasis on collaborative, goal-oriented planning and various event-driven services such as divorce and estate-settlement planning.

Marek Milik is a financial advisor with Mass Mutual Investors Services in Brooklyn, NY, holding the ChFC® designation and Series 63 license. He has 29 years of industry experience, including prior roles at Metlife Securities Inc. and Massmutual Life Insurance Co. He also works as an independent insurance agent selling life, accident, and health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning, asset management, and educational programs.

Osip Makagon is a financial advisor with Mass Mutual Investors Services in Brooklyn, NY, holding the ChFC® designation and Series 63 license. He has 30 years of industry experience, including prior roles at Metlife Securities, Inc. and Massmutual Life Insurance Co. Additionally, he works as an independent insurance agent specializing in dental, group disability income, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning relationships using firm-approved software to analyze client goals, with implementation services available through separate brokerage or insurance arrangements.

Harry Ayala is a financial advisor with Mass Mutual Investors Services in Brooklyn, NY. He holds a Series 63 designation and has 21 years of industry experience, including prior roles at Metropolitan Life Insurance Co. and Metlife Securities, Inc. In addition to his advisory work, he is an independent insurance agent specializing in long-term care. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved analytical tools.

Robert Vitiello is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 34 years of industry experience. His career includes 26 years at Metlife Securities Inc. and ongoing roles with MassMutual Life Insurance Company and Mass Mutual Investors Services since 2016 and 2017, respectively. In addition to his advisory work, he is a CPA providing tax preparation services and operates as an independent insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software and collaborative planning methods to develop investment strategies without discretionary authority.

Peter Vafiades is a financial advisor with Mass Mutual Investors Services in Brooklyn, NY, holding the Series 63 designation and bringing 24 years of industry experience. His career includes 13 years at Metlife Securities Inc. and ongoing roles at MassMutual Life Insurance Company and Mass Mutual Investors Services since 2016 and 2017, respectively. He also works as an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of solutions including asset management, wrap programs, and educational seminars.

Ronald Scott is a financial advisor with Mass Mutual Investors Services in Brooklyn, NY, holding CFP® and ChFC® designations and 23 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance Company since 2012. In addition to his advisory role, he teaches CFP certification courses online and in live classrooms, including faculty positions at New York University, CUNY College of Staten Island, and Dalton Education, and is an owner of a CPA/tax preparation business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager solutions, with financial planning engagements structured as annual collaborative processes that use firm-approved analytical tools to develop written recommendations.