State College, PA 3949 South Atherton Street Office

Team
Updated today
Mass Mutual Investors Services logo

Mass Mutual Investors Services

Institution

Firm-wide stats for Mass Mutual Investors Services

Total advisors

5,092

Across 1,227 offices

Clients per advisor

88 Typical

Avg AUM per client

$249,379 Low

HNW client ratio

0% Very Low

About

MML Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser that operates as a subsidiary of MassMutual. It provides ongoing financial planning to individuals (including high‑net‑worth clients), business owners, trusts, estates, charitable organizations, and employers, and also offers asset management, wrap and money‑manager programs and educational seminars.

Financial planning engagements are structured as annual, collaborative relationships in which advisers collect detailed client information, use firm‑approved software (including Monte Carlo simulations and automated asset‑allocation tools) to analyze goals, and deliver written recommendations; advisers generally recommend investment categories and strategies rather than making specific product selections and do not have investment discretion as part of the planning engagement. Implementation of recommendations is optional and requires separate brokerage or insurance arrangements, and advisers may receive additional compensation in their capacities as registered representatives or insurance agents when clients choose to implement recommendations.

Noteworthy features in the brochure include the recent addition of a standalone Divorce Planning offering (announced March 2026) and explicit descriptions of estate‑settlement and employer‑sponsored planning programs, which present event‑driven planning services in a defined way. The firm also discloses an extensive history of regulatory and enforcement actions (including SEC and state orders and associated remediation) and details about affiliated‑product distribution and sales‑support compensation arrangements that can create potential conflicts of interest for clients to consider.

Based on Mass Mutual Investors Services

Expertise

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting

Based on Mass Mutual Investors Services

Occupation focus

Founder/Business Owner Attorney Executive

Based on Mass Mutual Investors Services

Demographic focus

Married/Couples/Partners Divorced

Based on Mass Mutual Investors Services

Location

3949 South Atherton Street

State College PA 16801

Advisors at this office

23

Advisors at this office

user avatar

Kyle F

Series 66

State College, PA

Mass Mutual Investors Services

Kyle Funkhouser is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. His work history includes roles at MassMutual Life Insurance Company, LPL Enterprise, and Northwestern Mutual. Outside of his advisory roles, he has been involved with businesses such as Big Springs Spirits and The Corner Room. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved tools and structured, collaborative planning processes, offering a range of event-driven planning services including recent additions like Divorce Planning.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Patrick M

Series 63, Series 65

State College, PA

Mass Mutual Investors Services

Patrick Mcdonough is a financial advisor with MassMutual Investors Services and holds the Series 63 and Series 65 designations. He has 35 years of industry experience, all with MassMutual and its affiliate MML Investors Services. Outside of finance, he is the owner of a music and singing business and is involved in an investment venture focused on gold re-mining and renewable energy. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager solutions, as well as educational seminars.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
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Brad B

Series 63, Series 65

State College, PA

Mass Mutual Investors Services

Brad Buterbaugh is a financial advisor with Mass Mutual Investors Services in State College, PA, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with Mass Mutual Life Insurance and its subsidiary MML Investors Services since 2000. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using firm-approved tools and generally recommends investment categories and strategies without discretionary authority.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

John B

Series 66

State College, PA

Mass Mutual Investors Services

John Berko is a financial advisor with MassMutual Investors Services and holds a Series 66 designation. He has been with the firm and its affiliates since 2026 and previously worked in various roles at Dell Technologies, Hard Rock Hotel, Kroger, and Penn State. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and supports implementation through separate brokerage or insurance arrangements.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
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David B

CFP®, Series 63

State College, PA

Mass Mutual Investors Services

David Becker is a CFP® with 43 years of industry experience, currently serving at Mass Mutual Investors Services since 1991. He has held roles at both MML Investors Services, Inc. and MassMutual Life Insurance Company during his tenure. Becker is also registered as a life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Scott M

CFP®, ChFC®, Series 66

State College, PA

Mass Mutual Investors Services

Scott Martin is a CFP® and ChFC® with 16 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services since 2009. He has worked with Mass Mutual/Wienken & Associates since 2008. Martin also holds a license as an insurance agent, focusing on life, disability, fixed equity life, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing collaborative, technology-supported planning processes.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Mark W

Series 63

State College, PA

Mass Mutual Investors Services

Mark Wasikonis is a financial advisor at Mass Mutual Investors Services with 42 years of industry experience. He has been associated with MML Investors Services, Inc. since 1991 and MassMutual Life Insurance Co. since 1983. His credentials include the Series 63 designation. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved software tools to analyze client goals and provide written recommendations.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Noah H

Series 66

State College, PA

Mass Mutual Investors Services

Noah Hillegass is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience, beginning his finance career with MassMutual Life Insurance Co. Prior to entering the financial sector, he worked at Penn State University and the Chestnut Ridge School District. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software to support annual, collaborative planning relationships.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

William L

Series 63

State College, PA

Mass Mutual Investors Services

William Liberman is a financial advisor with Mass Mutual Investors Services in State College, PA, holding a Series 63 designation and 38 years of industry experience. He has been with MassMutual Life Insurance Company and Mass Mutual Investors Services since 1991. Outside of his financial services career, he is the owner of O, Inc., a graphic design and illustration business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Andrew R

Series 66

State College, PA

Mass Mutual Investors Services

Andrew Riley is a financial advisor with MassMutual Investors Services in State College, PA, holding a Series 66 designation and eight years of industry experience. He has been with MassMutual and its affiliated entities since 2018. Prior to his advisory role, he spent seven years with Victory Sports & Fitness. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved analytical tools and offers event-driven planning services such as divorce and estate-settlement planning.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Bret B

CFP®, Series 63

State College, PA

Mass Mutual Investors Services

Bret Buterbaugh is a CFP®-designated financial advisor with Mass Mutual Investors Services, where he has worked since 1991, totaling 37 years of industry experience. He is based in State College, PA. Outside of his advisory role, he is involved in managing real estate investments through several personal and partnership ventures. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning using firm-approved analytical tools and offers various programs including money-manager and wrap fee options.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Kyle B

ChFC®, Series 66

State College, PA

Mass Mutual Investors Services

Kyle Buterbaugh is a financial advisor at MassMutual Investors Services with 11 years of industry experience. He holds the ChFC® designation and the Series 66 license. Prior to his current role, he served in the United States Air Force reserves from 2010 to 2018. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized planning services such as divorce and estate settlement planning.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Eric T

Series 66

State College, PA

Mass Mutual Investors Services

Eric Toggart is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 18 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2007. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver collaborative, goal-based recommendations.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Addison B

Series 66

State College, PA

Mass Mutual Investors Services

Addison Bartlett is a financial advisor with Mass Mutual Investors Services in State College, PA, holding a Series 66 credential and 12 years of industry experience. He has worked with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2014. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, goal-oriented engagements using firm-approved analytical tools.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
user avatar

Mark T

Series 63, Series 66

State College, PA

Mass Mutual Investors Services

Mark Taverno is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and having 14 years of industry experience. His career includes roles at TD Ameritrade and SCOTTRADE prior to joining Mass Mutual in 2019. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
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