Masters Legacy Planning

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Client assets under management

$240,258,737

Clients

139

34% high-net-worth

Advisors

of 5 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

High

Average account size

$1,728,480

About

Masters Legacy Planning serves individuals—including high‑net‑worth clients—as well as business entities, trusts, estates and retirement plans, offering discretionary investment management, financial planning, and retirement plan consulting. The firm also provides standalone planning engagements and additional services such as bookkeeping/bill‑payment support, tax coordination, and management of variable annuity sub‑accounts.

The firm implements client strategies through written investment policy statements and ongoing portfolio monitoring, using both internally managed strategies and third‑party model portfolios via Commonwealth Financial Network’s PPS Custom, Select, and Direct platforms. Accounts are allocated across mutual funds, ETFs, individual equities and fixed income, and may participate in wrap‑fee programs or utilize sub‑advisors depending on the program selected.

What is noteworthy about the firm is its affiliated insurance activity: a firm representative is a licensed insurance agent and the brochure discloses that insurance commission products may be recommended and annuity sub‑accounts managed, a practice the firm identifies as a potential conflict of interest. Masters Legacy Planning also highlights a close operational relationship with Commonwealth (including administrative services and AUM‑linked arrangements and a disclosed loan related to the Commonwealth/LPL relationship) and offers in‑house tax coordination and other non‑investment services that distinguish its service set from many supported peers.

Client services

Financial planning Portfolio management Selection of other advisers

Bill payment services and tax service coordination

Expertise

Charitable giving & philanthropy Wealth management

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Financial planning and consulting fees generally range from $2,500 to $10,000 (fixed fee basis, negotiable); Retirement Plan Consulting may charge a flat fee of $300 (for plans under $250,000)

Percentage

$0+: Up to 1.25% annually (negotiable, maximum fee) $0 - $249,999.99: 0.25% (American Funds Model Portfolios Program program fee portion) $250,000 - $499,999.99: 0.20% (American Funds Model Portfolios Program program fee portion) $500,000 - $999,999.99: 0.15% (American Funds Model Portfolios Program program fee portion) $1,000,000+: 0.10% (American Funds Model Portfolios Program program fee portion) Less than $250,000+: $300 flat fee (Retirement Plan Consulting discretionary investment management additional fee) $250,000 - $2,999,999: 0.12% (Retirement Plan Consulting discretionary investment management additional fee) $3,000,000 - $9,999,999: 0.09% (Retirement Plan Consulting discretionary investment management additional fee) $10,000,000 - $49,999,999: 0.05% (Retirement Plan Consulting discretionary investment management additional fee) $50,000,000 - $99,999,999: 0.03% (Retirement Plan Consulting discretionary investment management additional fee) $100,000,000 or more+: 0.02% (Retirement Plan Consulting discretionary investment management additional fee)

Project-based

Retirement plan consulting hourly rate up to $500

Other

Fee-only: Financial planning and consulting fees generally range from $2,500 to $10,000 (fixed fee basis, negotiable)

Main office location

Masters Legacy Planning

650 New Road, Suite B

Linwood NJ 08221, United States

Number of offices

Most active in

Florida · New Jersey · New York · Pennsylvania

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 609-601-0800

Advisors at this firm

Todd C

Series 63, Series 65

Linwood, NJ

Masters Legacy Planning

Todd Chamberlain is a financial advisor with Masters Legacy Planning, holding Series 63 and Series 65 licenses and over 23 years of industry experience. His career includes roles at Commonwealth Financial Network and Chamberlain Financial Services. Outside of advisory services, he is involved as owner and president of several non-investment related business entities, including Waterway Holdings Group and an entertainment operating company. Masters Legacy Planning serves individuals, business entities, trusts, estates, and retirement plans by providing discretionary investment management, financial planning, and retirement plan consulting. The firm uses written investment policy statements and ongoing portfolio monitoring, employing both internally managed and third-party model strategies, while also offering additional services such as bookkeeping, tax coordination, and management of variable annuity sub-accounts.

Charitable giving & philanthropy Wealth management Founder/Business Owner Retired

Jacob M

CFP®, Series 63, Series 65

Linwood, NJ

Masters Legacy Planning

Jacob Mack is a CFP® professional with 24 years of industry experience. He is a principal at Masters Legacy Planning and has previous experience with Commonwealth Financial Network and Mlp3, LLC. Outside of his advisory role, he is a co-owner of Harvest Woodbine, LLC, an entity that owns farmland. Masters Legacy Planning serves individuals, including high-net-worth clients, as well as business entities, trusts, estates, and retirement plans. The firm offers discretionary investment management, financial planning, and retirement plan consulting, implementing client strategies through written investment policy statements and ongoing portfolio monitoring using both internally managed strategies and third-party model portfolios.

Charitable giving & philanthropy Wealth management Founder/Business Owner Retired

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