Masters Legacy Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$240,258,737
Clients
139
Advisors
2
of 5 employees
About
Masters Legacy Planning serves individuals—including high‑net‑worth clients—as well as business entities, trusts, estates and retirement plans, offering discretionary investment management, financial planning, and retirement plan consulting. The firm also provides standalone planning engagements and additional services such as bookkeeping/bill‑payment support, tax coordination, and management of variable annuity sub‑accounts.
The firm implements client strategies through written investment policy statements and ongoing portfolio monitoring, using both internally managed strategies and third‑party model portfolios via Commonwealth Financial Network’s PPS Custom, Select, and Direct platforms. Accounts are allocated across mutual funds, ETFs, individual equities and fixed income, and may participate in wrap‑fee programs or utilize sub‑advisors depending on the program selected.
What is noteworthy about the firm is its affiliated insurance activity: a firm representative is a licensed insurance agent and the brochure discloses that insurance commission products may be recommended and annuity sub‑accounts managed, a practice the firm identifies as a potential conflict of interest. Masters Legacy Planning also highlights a close operational relationship with Commonwealth (including administrative services and AUM‑linked arrangements and a disclosed loan related to the Commonwealth/LPL relationship) and offers in‑house tax coordination and other non‑investment services that distinguish its service set from many supported peers.
Client services
Expertise
Occupation focus
Fee options
Financial planning and consulting fees generally range from $2,500 to $10,000 (fixed fee basis, negotiable); Retirement Plan Consulting may charge a flat fee of $300 (for plans under $250,000)
$0+: Up to 1.25% annually (negotiable, maximum fee) $0 - $249,999.99: 0.25% (American Funds Model Portfolios Program program fee portion) $250,000 - $499,999.99: 0.20% (American Funds Model Portfolios Program program fee portion) $500,000 - $999,999.99: 0.15% (American Funds Model Portfolios Program program fee portion) $1,000,000+: 0.10% (American Funds Model Portfolios Program program fee portion) Less than $250,000+: $300 flat fee (Retirement Plan Consulting discretionary investment management additional fee) $250,000 - $2,999,999: 0.12% (Retirement Plan Consulting discretionary investment management additional fee) $3,000,000 - $9,999,999: 0.09% (Retirement Plan Consulting discretionary investment management additional fee) $10,000,000 - $49,999,999: 0.05% (Retirement Plan Consulting discretionary investment management additional fee) $50,000,000 - $99,999,999: 0.03% (Retirement Plan Consulting discretionary investment management additional fee) $100,000,000 or more+: 0.02% (Retirement Plan Consulting discretionary investment management additional fee)
Retirement plan consulting hourly rate up to $500
Fee-only: Financial planning and consulting fees generally range from $2,500 to $10,000 (fixed fee basis, negotiable)
Main office
650 New Road, Suite B
Linwood NJ 08221
Advisors at this office
2
Most active in
Florida · New Jersey · New York · Pennsylvania
Also doing business as
Masters Legacy Planning · Mlp3, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Todd C
Series 63, Series 65
Linwood, NJ
Masters Legacy Planning
Todd Chamberlain is a financial advisor at Masters Legacy Planning with 23 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Commonwealth Financial Network and Chamberlain Financial Services. Outside of advisory work, he owns and leads several business entities involved in commercial real estate, entertainment operations, and farmland holdings. Masters Legacy Planning serves individuals, high-net-worth clients, business entities, trusts, estates, and retirement plans by providing discretionary investment management, financial planning, and retirement plan consulting. The firm employs written investment policy statements and ongoing portfolio monitoring, utilizing both internal strategies and third-party model portfolios through Commonwealth Financial Network platforms.
Jacob M
CFP®, Series 63, Series 65
Linwood, NJ
Masters Legacy Planning
Jacob Mack is a CFP® with 25 years of industry experience, currently serving at Masters Legacy Planning. He previously worked at Commonwealth Financial Network for 12 years before joining Mlp3, LLC, where he has been since 2018. Outside of his advisory role, he is co-owner of Harvest Woodbine, LLC, an entity owning farmland. Masters Legacy Planning serves individuals, including high-net-worth clients, as well as business entities, trusts, estates, and retirement plans by providing discretionary investment management, financial planning, and retirement plan consulting. The firm combines internal and third-party model portfolios with in-house tax coordination and bookkeeping services, and maintains an affiliated insurance activity conducted by a licensed agent.
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