Mathews Capital Management

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Client assets under management

$40,500,000

Clients

58% high-net-worth

Advisors

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Typical

Average account size

$421,875

About

Mathews Capital Management provides wealth management to individual clients (including high‑net‑worth individuals), as well as select corporate and charitable accounts, managing roughly $40.5 million across its client relationships with a two‑advisor team. Services combine discretionary portfolio management with limited, goal‑based financial planning that focuses on clients’ investment portfolios.

The firm structures client portfolios into a BASE sleeve that emphasizes low‑cost ETFs and fixed income and a BOOST sleeve that employs individualized equity and options tactics, with allocations set through client interviews and a risk‑assessment questionnaire. Mathews Capital uses a defined set of options and derivative strategies in managed accounts—including collars, covered calls, spreads, butterflies, call‑ratio structures and deep‑in‑the‑money option positions—and conducts ongoing portfolio monitoring and periodic reviews.

What distinguishes Mathews Capital from many peers is that it sponsors and manages a wrap fee program while also using derivatives within separately managed accounts, both of which are uncommon for firms of its size. The firm additionally offers investment-education products and sub‑advisory services to other advisers, combining relatively sophisticated options trading with a small advisory team.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies College savings (529s, UTMA, etc.)

Fee options

Percentage

$0 - $200,000: 1.000% $200,001 - $300,000: 0.900% $300,001 - $1,000,000: 0.800% $1,000,001 - $2,000,000: 0.750% $2,000,001 - $4,000,000: 0.650% $4,000,001+: 0.600%

Subscriptions

Separate paid monthly membership program for investment education products; fees for educational products are paid separately from advisory fees.

Other

Account minimum: $200,000 Fee-only: Investment management fee based on tiered AUM schedule; financial planning included as part of investment management services; fees are negotiable and minimums can be waived.

Main office location

Mathews Capital Management

705 Gold Lake Drive, Suite 250

Folsom CA 95630, United States

Number of offices

Most active in

California

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 916-582-2823

Advisors at this firm

Matthew R

Series 65

Folsom, CA

Mathews Capital Management

Matthew Rego is a financial advisor at Mathews Capital Management with a Series 65 designation and over 15 years of freelance experience, including eight years at Spotlight Growth before joining Mathews Capital in 2025. He is based in Folsom, CA. Mathews Capital Management is a boutique registered investment adviser serving primarily individual and high-net-worth households with discretionary portfolio management and limited goal-based financial planning. The firm employs a two-component portfolio approach combining market-matching ETFs and fixed income with higher-risk individual stocks and options, and it utilizes a range of options and derivatives strategies uncommon among similar firms.

Options & derivatives strategies College savings (529s, UTMA, etc.)

Russell M

Series 63, Series 66

Folsom, CA

Mathews Capital Management

Russell Mathews is a financial advisor at Mathews Capital Management with 11 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at TD Ameritrade, Princor Financial Services Corporation, and Principal Life Insurance Company. Mathews Capital Management is a boutique registered investment adviser serving primarily individual and high-net-worth households. The firm manages discretionary portfolios that combine market-matching ETFs and core fixed income with higher-risk individual stocks and options, employing a range of options and derivatives strategies uncommon among similar firms.

Options & derivatives strategies College savings (529s, UTMA, etc.)

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