Maze Financial Planning

Maze Financial Planning provides investment management and financial planning for individuals as well as a range of organizational clients, including private foundations, charitable organizations, and participant‑directed retirement plans. Services described in the brochure include written financial plans, ongoing portfolio management and rebalancing, and plan‑level consulting for pension, profit‑sharing and qualified retirement arrangements.

The firm’s investment approach emphasizes long‑term, diversification‑centered strategies grounded in Modern Portfolio Theory and implemented through written investment policy statements. Portfolios are typically constructed using institutional, passively oriented mutual funds and ETFs, may incorporate third‑party model portfolios, and can include ESG/custom impact strategies; fixed‑income mandates and sub‑advisory models are used where appropriate, and Monte Carlo analysis and periodic reviews inform allocation decisions.

What distinguishes the firm from many peers is the explicit inclusion of charitable organizations in its client base and the provision of pension/retirement‑plan consulting services that include fiduciary plan advice, participant education, and monitoring of plan investments. The brochure also discloses a formal relationship with a sub‑adviser that supplies model portfolios, fixed‑income management and back‑office support, and that can provide a limited succession function to maintain client services in the adviser’s absence.