Mbr Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
MBR Financial serves individuals, high‑net‑worth families, and certain pension and profit‑sharing plans with financial planning, estate planning, and investment and wealth management services. The firm’s planning work includes pre‑retirement, estate, stewardship of family wealth, asset protection, expatriate benefit maximization, and business‑owner planning such as ownership transitions and key‑employee retention, and it manages both discretionary and non‑discretionary accounts.
The firm’s investment approach uses a proprietary top‑down asset‑allocation process—built on a twelve‑parameter framework and strategic allocation ranges—combined with quantitative screening and qualitative due diligence for manager and security selection; an Investment Advisory Committee of internal and outside experts and an internal working group meet regularly to review strategies. MBR also recommends alternative investments and discloses that those vehicles may involve illiquidity, performance‑based compensation and the potential use of derivatives, which adds complexity and risk to affected portfolios.
Noteworthy among peers, MBR offers performance‑based fee arrangements for qualified clients in connection with certain alternative investments and co‑investments, and it discloses that principals may participate alongside clients in some co‑investments while clients are given allocation priority. The firm also notes that several principals are licensed insurance agents and may recommend insurance products, a disclosed source of potential conflict that the firm addresses through its code of ethics and related procedures.
Client services
Expertise
Occupation focus
Fee options
Flat fees for financial planning, amount varies with scope
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.80% annually $2,000,001 - $5,000,000: 0.75% annually $5,000,001 - $10,000,000: 0.50% annually Above $10,000,000+: Negotiable
$150 to $500 per hour
Performance fees on alternative investments for qualified clients
Account minimum: $1,000,000
Main office
2000 West Loop South, Suite 1510
Houston TX 77027
Advisors at this office
6
Most active in
California · Colorado · Florida · Louisiana · Nebraska · Tennessee · Texas
Also doing business as
Margolis Brady Raghavan Financial, Inc. · Mbr Financial
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
John B
Series 63, Series 65
Houston, TX
Mbr Financial
John Brady is a financial advisor at MBR Financial in Houston, TX, holding Series 63 and Series 65 licenses with two years of industry experience. Prior to joining MBR Financial, he worked at Gulfstar Group I, Ltd., Gulfstar Group II, Ltd., and The Gulfstar Group, Inc. from 2021 to 2024, and has also held positions at Deloitte & Touche and BBVA. MBR Financial provides financial planning, estate planning, and investment and wealth management services to individuals, high-net-worth families, and certain pension and profit-sharing plans. The firm employs a proprietary top-down asset-allocation process combined with quantitative screening and qualitative due diligence, and offers performance-based fee arrangements and alternative investment opportunities to qualified clients.
Christopher D
CFP®, Series 66
Houston, TX
Mbr Financial
Christopher Dyson is a CFP® professional with 12 years of experience in the financial industry. He has been with MBR Financial since 2013, working as part of a six-advisor team based in Houston, TX. MBR Financial serves individuals, high-net-worth families, and certain pension and profit-sharing plans with financial planning, estate planning, and wealth management services. The firm employs a proprietary top-down asset-allocation process combined with quantitative and qualitative manager and security selection, and it offers performance-based fee arrangements and alternative investment options for qualified clients.
Daniel B
Series 63
Houston, TX
Mbr Financial
Daniel Bender is a financial advisor with MBR Financial in Houston, TX, holding a Series 63 designation and 29 years of industry experience. He has been with MBR Financial since 2013 and is also involved in an agricultural business, La Vern J. Bender LLC. MBR Financial serves individuals, high-net-worth families, and certain pension and profit-sharing plans with comprehensive financial planning, estate planning, and investment management services. The firm employs a proprietary top-down asset allocation process combined with quantitative and qualitative analysis and offers alternative investments and performance-based fee arrangements for qualified clients.
Mary M
CFP®, Series 63, Series 66
Houston, TX
Mbr Financial
Mary Margolis is a CFP® with 28 years of industry experience, currently with MBR Financial since 2011. She holds Series 63 and Series 66 licenses. Margolis is an officer of the Margolis-Canino Foundation, a private family foundation that invests in publicly traded securities and mutual funds. MBR Financial serves individuals, high-net-worth families, and certain pension and profit-sharing plans, providing financial planning, estate planning, and wealth management services. The firm employs a proprietary top-down asset-allocation approach combined with quantitative and qualitative manager and security selection, and it offers alternative investments and performance-based fee arrangements for qualified clients.
Suresh R
CFA®, Series 63
Houston, TX
Mbr Financial
Suresh Raghavan is a CFA® charterholder with 19 years of industry experience. He has been with MBR Financial since 2011, where he serves as a principal. In addition to his advisory role, he is involved in the sale and service of fixed life insurance and annuity contracts. MBR Financial provides financial planning, estate planning, and wealth management services to individuals, high-net-worth families, and certain pension and profit-sharing plans. The firm employs a proprietary top-down asset-allocation process combined with quantitative and qualitative analysis, and offers performance-based fee arrangements and alternative investments to qualified clients.
Alfred B
Series 63, Series 66
Houston, TX
Mbr Financial
Alfred Brady III is a financial advisor at MBR Financial in Houston, TX, holding Series 63 and Series 66 licenses with 35 years of industry experience. He has worked at MBR Financial since 2011 and previously spent seven years with Purshe Kaplan Sterling Investments. Outside of advising, he is involved in real estate house flipping with his wife. MBR Financial serves individuals, high-net-worth families, and certain pension and profit-sharing plans with financial planning, estate planning, and investment and wealth management services. The firm uses a proprietary top-down asset-allocation process combined with quantitative and qualitative analysis, and offers performance-based fee arrangements for qualified clients and alternative investment options.
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