McCarthy Asset Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves a mix of individual investors, trusts, small businesses and pension plans and manages about $422.4 million on a discretionary basis for roughly 218 clients, typically working with clients who meet a $1,000,000 minimum (which may be waived). Services include customized portfolio management and financial planning, using an Excel-based Net Worth Analysis and MoneyGuide Pro for retirement analysis.
Investment strategy emphasizes long-term, broadly diversified exposure across U.S. large/mid/small cap equities, international equities, bonds and alternatives, implemented primarily with no-load mutual funds and ETFs and adjusted incrementally at least twice per year. Accounts are managed on a discretionary basis, with performance and allocation reviews semi-annually and portfolio reports posted monthly and quarterly to client portals.
Noteworthy for a firm of this size, the advisors also practice as licensed CPAs and provide tax preparation and planning services—spending roughly 15% of their time on tax matters—and many investment clients are also clients of the affiliated accounting practice. The firm recommends a single custodian and discloses receipt of support services from that custodian, and it does not vote client proxies or provide proxy voting guidance.
Client services
Expertise
Fee options
$0 - $500,000: 1.00% annually $500,001 - $2,500,000: 0.75% annually $2,500,001 - $4,500,000: 0.50% annually $4,500,001+: 0.25% annually
$330 per hour
Account minimum: $1,000,000
Main office
3 Lagoon Drive
Redwood Shores CA 94065
Advisors at this office
2
Most active in
Arizona · California · Nebraska · Nevada · Texas
Also doing business as
Mccarthy Asset Management · Mccarthy Asset Management, Inc. · Mccarthy, Stephen Peter
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Stephen M
CFP®
Redwood Shores, CA
McCarthy Asset Management, Inc.
Stephen McCarthy is a CFP® professional with 20 years of experience in financial advising. He has led McCarthy Asset Management, Inc. since 2004 and has operated a CPA practice since 1986. McCarthy Asset Management serves individuals, trusts, small businesses, and pension plans, managing approximately $378 million in discretionary assets. The firm offers customized portfolio management and financial planning, integrating tax preparation and planning through its principals’ CPA credentials.
Ryan M
CFP®
Redwood Shores, CA
McCarthy Asset Management, Inc.
Ryan Mc Carthy is a CFP® professional with six years of experience at McCarthy Asset Management, Inc. and Stephen P. McCarthy, CPA. He previously worked for three years at PricewaterhouseCoopers, LP and spent a year at the University of Southern California. McCarthy Asset Management, Inc. serves individual investors, trusts, small businesses, and pension plans, managing approximately $422.4 million on a discretionary basis. The firm emphasizes long-term, diversified portfolios across multiple asset classes and integrates tax preparation and planning services as part of its offering.
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