McCarthy Asset Management, Inc.

The firm serves a mix of individual investors, trusts, small businesses and pension plans and manages about $422.4 million on a discretionary basis for roughly 218 clients, typically working with clients who meet a $1,000,000 minimum (which may be waived). Services include customized portfolio management and financial planning, using an Excel-based Net Worth Analysis and MoneyGuide Pro for retirement analysis.

Investment strategy emphasizes long-term, broadly diversified exposure across U.S. large/mid/small cap equities, international equities, bonds and alternatives, implemented primarily with no-load mutual funds and ETFs and adjusted incrementally at least twice per year. Accounts are managed on a discretionary basis, with performance and allocation reviews semi-annually and portfolio reports posted monthly and quarterly to client portals.

Noteworthy for a firm of this size, the advisors also practice as licensed CPAs and provide tax preparation and planning services—spending roughly 15% of their time on tax matters—and many investment clients are also clients of the affiliated accounting practice. The firm recommends a single custodian and discloses receipt of support services from that custodian, and it does not vote client proxies or provide proxy voting guidance.