McCurdy & Andrew Investments, LLC

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Client assets under management

$39,227,948

Clients

118

8% high-net-worth

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Typical

Average account size

$332,440

About

McCurdy & Andrew Investments, LLC is a small, two-advisor registered investment adviser serving individuals (including high‑net‑worth clients), businesses, IRAs, trusts, estates, and corporations. The firm offers financial planning, consulting, and both discretionary and non‑discretionary portfolio management, and it commonly advises on employer‑sponsored retirement accounts and insurance‑based products such as variable life and annuity contracts.

The firm’s investment process combines fundamental analysis with an asset‑allocation approach derived from Modern Portfolio Theory, typically allocating among mutual funds, ETFs, individual equity and debt securities, and occasionally private placements. Portfolios are tailored to clients’ stated objectives, risk tolerance and time horizon, and McCurdy represents that it will act as a fiduciary for retirement account advice under ERISA/IRC rules.

What distinguishes the firm from many peers is its industry affiliations and client mix: a principal is also an owner of an affiliated accounting firm and an affiliated insurance agency (with approximately 1% of time devoted to accounting activities and about 25% to insurance activities), and the firm reports serving insurance company clients and advising on assets held at underwriting insurance companies — relationships that create potential conflicts of interest the firm discloses and manages.

Client services

Financial planning Portfolio management Consulting

Expertise

General retirement planning General tax planning Wealth management College savings (529s, UTMA, etc.) Medicare planning

Fee options

Fixed

Financial planning fixed fees generally range from $500 to $10,000 depending on scope and complexity

Percentage

$0 - $250,000: 1.25% $250,000 - $500,000: 1.15% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: .75% $2,000,001+: Negotiable

Commissions

Certain Supervised Persons offer insurance products under separate commission-based arrangements

Project-based

$200/hour (charged in certain circumstances instead of flat fee)

Other

Fee-only: Financial planning fixed fees generally range from $500 to $10,000; hourly fee $200/hour

Main office location

McCurdy & Andrew Investments, LLC

212 Main Street

Sturbridge MA 01566, United States

Number of offices

Most active in

Massachusetts

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 508-347-8107

Advisors at this firm

Lindsey A

Series 65

Sturbridge, MA

McCurdy & Andrew Investments, LLC

Lindsey Andrew is a financial advisor at McCurdy & Andrew Investments, LLC with three years of industry experience. She holds the Series 65 designation and has worked at McCurdy Investments since 2022. Outside of her investment career, she teaches dance at The Dance Place Studio. McCurdy & Andrew Investments is a two-advisor registered investment adviser serving individuals, businesses, IRAs, trusts, estates, and corporations. The firm offers financial planning and portfolio management, utilizing an investment process that combines fundamental analysis with asset allocation based on Modern Portfolio Theory.

General retirement planning General tax planning Wealth management College savings (529s, UTMA, etc.) Medicare planning

Dennis M

CFP®, Series 63

Sturbridge, MA

McCurdy & Andrew Investments, LLC

Dennis McCurdy is a financial advisor at McCurdy & Andrew Investments, LLC with 37 years of industry experience. He holds the CFP® designation and Series 63 license. His prior experience includes roles at Commonwealth Financial Network and running his own practices since 1988. Outside of financial advising, McCurdy is a motivational speaker and author of two motivational books, and he co-owns an antique market business. McCurdy & Andrew Investments, LLC is a small registered investment adviser serving individuals, businesses, IRAs, trusts, estates, and corporations. The firm provides financial planning, consulting, and portfolio management, using a fundamental and asset-allocation approach based on Modern Portfolio Theory, and acts as a fiduciary for retirement account advice under ERISA/IRC rules.

General retirement planning General tax planning Wealth management College savings (529s, UTMA, etc.) Medicare planning

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