McIntosh Capital Advisors, Inc.

McIntosh Capital Advisors is a small, supported registered investment adviser that serves individual clients — including high‑net‑worth households — as well as corporations and small businesses. The firm offers comprehensive and modular financial planning, discretionary portfolio management delivered through a wrap fee program, investment real estate analysis, and one‑time or ongoing consultation services.

The firm emphasizes disciplined asset allocation, preferring a primarily passive strategy (index funds, ETFs, no‑load mutual funds) combined with targeted active allocations and sector or security tilts informed by fundamental, technical/charting, and cyclical analysis. Portfolios are monitored and rebalanced as needed, with at least quarterly performance reporting and periodic reviews; the firm also uses instruments such as interval funds when appropriate.

Distinctive features noted in the brochure include operating portfolio management exclusively through a wrap fee program (all Program clients use LPL Financial as custodian and the firm does not offer a non‑wrap alternative) and reporting approximately $56.6 million in discretionary wrap assets as of January 6, 2026. The firm also discloses that one of its investment adviser representatives provides tax preparation services as an Enrolled Agent in a separate capacity and that the firm receives hourly engagements from ComPsych for financial planning provided to military beneficiaries and one‑hour consultations for corporate employees.